Difference between revisions of "EBA NPL Counterparty Table"
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Table Fields
Field | Type | Definition |
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Counterparty Identifier | Text | Unique internal identifier for the Counterparty. One or multiple Counterparties can be part of a Counterparty |
Name of Counterparty | Text | Name used to refer to the Counterparty |
Counterparty Group Identifier | Text | Institution's internal identifier for the Counterparty Group where Counterparty Group is defined as a group of related Counterparties |
Counterparty Role | Choice | Type of the Counterparty |
Legal Type of Counterparty | Choice | Type of the Counterparty i.e. Private Individual, Listed Corporate, Unlisted Corporate and Partnership |
Number of Joint Counterparties | Number | Number of joint Counterparties who jointly own parts of the Loan. |
Date of Birth | Date | Date of birth of the Private Individual Counterparty |
Personal Identity Number | Text | Unique external identifier assigned to the Private Individual Counterparty |
Type of Personal Identity Number | Choice | Type of the personal identity number entered in field "Personal Identity Number", e.g. National Insurance Number, Passport Number, National Tax Number |
Nationality of Counterparty | Choice | Main nationality of the Private Individual Counterparty |
Address of Residence | Text | Street address where the Private Individual Counterparty lives, including flat / house number |
City of Residence | Choice | City where the Private Individual Counterparty lives |
Geographic Region of Residence | Choice | Province / Region where the Private Individual Counterparty lives |
Geographic Region Classification | Choice | NUTS3 classification used for the field "Geographic Region of Residence", i.e. NUTS3 2013 (1), NUTS3 2010 (2), NUTS3 2006 (3), NUTS3 2003 (4), Other (5) |
Postcode of Residence | Text | Postcode where the Private Individual Counterparty lives |
Country of Residence | Choice | Country where the Private Individual Counterparty resides |
Annual Income | Number | Total annual income of the Private Individual Counterparty |
Currency of Annual Income | Choice | Currency that the annual income of the Private Individual Counterparty is expressed in |
Income Self-Certified | Boolean | Indicator as to whether the Private Individual Counterparty has self-certified their annual income |
Employment Status | Choice | Employment status of the Private Individual Counterparty |
Occupation Type | Choice | Main occupation of the Private Individual Counterparty, where (a), (b), (c) or (d) is selected in the field 'Employment Status' |
Occupation Description | Text | Description of the occupation of the Private Individual Counterparty, providing more detail for field "Occupation Type" |
Date of Verification for Personal Details | Date | Date that the personal details of the Private Individual Counterparty, i.e. nationality, residence, annual income and occupation in the above fields, were last verified |
Internal Credit Rating at Origination | Text | Internal credit rating issued to the Counterparty applicable at the point in time when the Counterparty became a customer. |
External Credit Rating at Origination | Text | External credit rating issued to the Corporate Counterparty applicable at the point in time when the Counterparty became a customer |
Source of External Credit Rating at Origination | Text | From which agency the external credit rating at the point in time when the Counterparty became a customer |
External Credit Scoring at Origination | Text | External credit scoring issued to the Private Individual Counterparty at loan origination |
Source of External Credit Scoring at Origination | Text | From which agency the external credit scoring at the point in time when the Counterparty became a customer |
Current Internal Credit Rating | Text | Internal credit rating issued to the Counterparty at the NPL Portfolio Cut-Off Date |
Current External Credit Rating | Text | External credit rating issued to the Corporate Counterparty at NPL Portfolio Cut-Off Date |
Source of Current External Credit Rating | Text | Agency which provided the external credit rating at cut-off date |
Current External Credit Scoring | Text | External credit scoring issued to the Private Individual Counterparty at cut-off date |
Source of Current External Credit Scoring | Text | From which agency the external credit scoring at NPL Portfolio Cut-Off Date was obtained |
Date of Incorporation | Date | Date that the Corporate Counterparty was incorporated as a company, partnership or fund, and therefore became a separate legal entity from its owners, with its own rights and obligations |
Registration number | Text | Company registration number of the Corporate Counterparty according to the country specific registration office |
Legal Entity Identifier | Choice | Global standard 20-character corporate identifier of the Corporate Counterparty |
Address of Registered Location | Text | Address where the Corporate Counterparty is registered, including flat / house number |
City of Registered Location | Choice | City where the Corporate Counterparty is registered |
Geographic Region of Registered Location | Choice | Province or Region where the Corporate Counterparty is registered |
Geographic Region Classification | Choice | NUTS3 classification used for the field "Geographic Region of Registered Location", i.e. NUTS3 2013 (1), NUTS3 2010 (2), NUTS3 2006 (3), NUTS3 2003 (4), Other (5) |
Postcode of Registered Location | Text | Postcode where the Corporate Counterparty is registered |
Country of Registered Location | Choice | Country where the Corporate Counterparty is registered |
Basis of Financial Statements | Choice | Financial reporting practice the Corporate Counterparty has adopted |
Financial Statements Type | Choice | Indicator as to whether the financial statements have been prepared at the Consolidated or at the Counterparty level |
Date of Latest Annual Financial Statements | Date | Date of the latest available Financial Statements |
Currency of Financial Statements | Choice | Currency that the latest available financial statements are expressed in |
Enterprise Size | Choice | Classification of enterprises by size for the Corporate Counterparty |
Industry Segment | Choice | Industry in which the Corporate Counterparty mainly operates |
Business Description | Text | Description of the business operations of the Corporate Counterparty, providing more detail for field "Industry Segment" |
Fixed Assets | Number | Amount of fixed assets held by the Corporate Counterparty as per the latest available financial statements |
Current Assets | Number | Amount of current assets held by the Corporate Counterparty, excluding cash and cash equivalent items as per the latest available financial statements |
Cash and Cash Equivalent Items | Number | Amount of cash and cash equivalent items held by the Corporate Counterparty as per the latest available financial statements |
Total Assets | Number | Amount of total assets held by the Corporate Counterparty as per the latest available financial statements |
Net Assets | Number | Amount of net assets held by the Corporate Counterparty as per the latest available financial statements |
Total Liabilities | Number | Amount of total liabilities held by the Corporate Counterparty on the balance sheet as defined by the applicable accounting standard as per the latest available financial statements |
Total Debt | Number | Amount of total debt held by the Corporate Counterparty as per the latest available financial statements |
Market Capitalisation | Number | Market capitalisation of a listed Corporate Counterparty |
Annual Revenue | Number | Amount of annual revenue held by the Corporate Counterparty as per the latest available financial statements |
Annual EBIT | Number | Amount of annual EBIT held by the Corporate Counterparty as per the latest available financial statements |
Financials Audited | Boolean | Indicator as to whether the financial statements have been audited or not by the Corporate Counterparty |
Number of FTE | Number | Number of full-time employees (or equivalent) working for the Corporate Counterparty as at the last financial reporting date |
Date of Last Contact | Date | Date of last direct contact with the Counterparty |
Cross Default for Counterparty | Choice | Indicator as to whether contractual breach of any loans held by the Counterparty would trigger the default event of any other loans |
Description of Cross Default | Text | Description of cross default when "Partial" is selected in field "Cross Default for Counterparty" |
Cross Collateralisation for Counterparty | Choice | Indicator as to whether all / some of the loans held by the Counterparty are secured by all / some of the collaterals held by the Counterparty |
Description of Cross Collateralisation | Text | Description of cross collateralisation when "Partial" is selected in field "Cross Collateralisation for Counterparty" |
Related Party | Boolean | Indicator as to whether the Counterparty is a related party to the Institution, e.g. Counterparty is an employee of the Institution |
Description of Related Party | Text | Further comments / details on the nature of the relation between the institution and the related party when "Yes" is selected in field "Related Party" |
Other Products with Institution | Text | Other products that the Counterparty holds with the Institution that are not included in the NPL Portfolio |
Contingent Obligations | Boolean | Indicator as to whether the Corporate Counterparty has contingent obligations which will be part of the sale, e.g. the Institution provided a guarantee to a real estate developer on their development |
Description of Contingent Obligations | Text | Description of contingent obligations when "Yes" is selected in field "Contingent Obligations" |
Deposit Balance with Institution | Number | Deposit amount the Counterparty holds with the Institution as defined by annex II, Part two of the ECB BSI Regulation |
Currency of Deposit | Choice | Currency that the deposit held with the Institution is expressed in |
Eligibility for Deposit to Offset | Boolean | Indicator as to whether the deposit held with the Institution can be used to pay down the loan |
Counterparty deceased | Boolean | Indicator as to whether the Private Individual Counterparty has passed away |
Name of Insolvency/Restructuring Proceedings | Choice | Name of any insolvency or restructuring proceedings to which the Counterparty is subject |
Additional Name of Insolvency/Restructuring Proceedings | Choice | Additional name of any insolvency or restructuring proceedings to which the Counterparty is subject |
Legal Procedure Type | Choice | Type of insolvency or restructuring process the counterparty is currently in |
Description of Legal Procedure Type | Text | Description of the legal procedure type when 'Other' is selected in the data field 'Legal Procedure Type' |
Commencement Date of Insolvency / Restructuring Proceedings | Date | Date that the Counterparty commenced Insolvency / Restructuring Proceedings |
Stage Reached in Insolvency/Restructuring procedure | Choice | Stage Reached in Insolvency/Restructuring procedure |
Additional Stage Reached in Insolvency/Restructuring procedure | Text | Additional indication of how advanced the relevant procedure has become as a result of various legal steps in the legal procedure having been completeted |
Insolvency Practitioner Appointed | Boolean | Indicator as to whether an insolvency practitioner has been appointed |
Date of Appointment | Date | Date that the insolvency practitioner was appointed |
Name of Insolvency Practitioner | Text | Name of Insolvency Practitioner |
Correspondence address of appointed insolvency practitioner | Text | Correspondence address of appointed insolvency practitioner |
Insolvency Practitioner Reference | Text | Insolvency Practitioner Reference |
Proof of Claim Filed by the seller | Boolean | Proof of Claim Filed by the seller |
Distribution made to the Seller | Boolean | Indicator as to whether a distribution has been made to the seller |
Notice for Procedure Termination | Boolean | Indicator as to whether the notice of the end of the procedure has been given to the seller |
Number of Current Judgements | Number | Number of outstanding Court Enforcement Orders at the NPL Portfolio Cut-Off Date against the Private Individual Counterparty |
Number of Discharged Judgements | Number | Number of discharged Court Enforcement Orders against the Private Individual Counterparty |
Date of Internal Demand Issuance | Date | Date that a demand notice was sent by the Institution itself |
Date of External Demand Issuance | Date | Date that a demand notice was sent by solicitors who act on behalf of the Institution |
Date when Reservation of Rights Letter Was Issued | Date | Date that the Reservation of Rights Letter was issued by the Institution |
Jurisdiction of Court | Choice | Location of the court where the case is being heard |
Indicator of Counterparty Cooperation | Boolean | Indicator as to whether the Corporate or Private Individual Counterparty is cooperative or not |
Date of Obtaining Order for Possession | Date | Date that the Order for Possession is granted by the court |
Eviction Date | Date | Date that the Counterparty is evicted |
Sheriff / Bailiff Acquisition Date | Date | Date that sheriff / bailiff is acquired by the court |
Legal Fees Accrued | Number | Total amount of legal fees accrued at the NPL Portfolio Cut-Off Date |
Comments on Other Litigation Related Process | Text | Further comments / details if there is other litigation processes in place |
Disclaimer
- This text is generated automatically. Do not edit manually!
- This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions