EBA NPL.Counterparty.External Credit Scoring at Origination

From Open Risk Manual

Definition of Counterparty / External Credit Scoring at Origination

Counterparty.External Credit Scoring at Origination: External credit scoring issued to the Private Individual Counterparty at loan origination

  • EBA Field Index 3.026
  • Documentation Entry 39


"External Credit Scoring at Origination" is the external credit scoring issued to the Private Individual Counterparty at the point of time when the Counterparty became a customer. If there are multiple scorings the approach described in Art138 of the CRR apply.

Field Characteristics

The field type is Text.

The field's importance for the Loan Tape is Important.

The field belongs to the EBA NPL Counterparty Table.

The field applies to 4 of the 7 EBA NPL Asset Classes. It does not apply to Commercial Real Estate Loans, SME/Corporate Loans, Leasing / Asset Backed Finance,

The field applies to borrower type: Private Individual.

The field is Not Confidential


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  • This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions

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