EBA NPL.Counterparty.Employment Status

From Open Risk Manual

Definition of Counterparty / Employment Status

Counterparty.Employment Status: Employment status of the Private Individual Counterparty

  • EBA Field Index 3.019
  • Documentation Entry 32

Description

"Employment Status" is the employment status of the Private Individual Counterparty i.e. Employed, Employed with partial support (company subsidy), Protected life-time employment (Civil servant), Self-employed, Unemployed, Student and Pensioner.

Field Characteristics

The field type is a Choice field populated by:. The following choices are available:

  • (a) Employed
  • (b) Employed with partial support (company subsidy)
  • (c) Protected life-time employment (civil servant)
  • (d) Self-employed
  • (e) Unemployed
  • (f) Student
  • (g) Pensioner
  • (h) Other


The field's importance for the Loan Tape is Moderate.

The field belongs to the EBA NPL Counterparty Table.

The field applies to 4 of the 7 EBA NPL Asset Classes. It does not apply to Commercial Real Estate Loans, SME/Corporate Loans, Leasing / Asset Backed Finance,

The field applies to borrower type: Private Individual.

The field is Not Confidential

Disclaimer

  • This text is generated automatically. Do not edit manually!
  • This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions