EBA NPL.Historical Collection Repayment Schedule.History of Outstanding Balances Since Chargeoff
Contents
Definition of Historical Collection & Repayment Schedule / History of Outstanding Balances Since Charge-off
Historical Collection & Repayment Schedule.History of Outstanding Balances Since Charge-off: History of outstanding balances of all the Unsecured Retail Loans, either on the book or historically on the book, and since the Loan went into charge-off, each monthly balance presented in a separate column. A charge-off is the declaration by the Institution commonly on Unsecured Retail when the Borrower is severely delinquent, and the Institution starts the recovery process officially.
- EBA Field Index 8.01
- Documentation Entry 239
Description
"History of Outstanding Balances Since Charge-off" is the history of outstanding balances of all the unsecured retail loans. The unsecured retail loan amount is either on the book or historically on the book, and since the loan went into charge-off, each monthly balance presented in a separate column. This is to show the history of the loan balances of a wider NPL Portfolio, rather than the balances included in the transferred NPL portfolio where charge-off is the declaration by the Institution commonly on unsecured retail when the Counterparty is severely delinquent, and the Institution starts the recovery process officially a charge-off does not mean a write-off of the debt entirely.
Field Characteristics
The field type is Array of Numbers.
The field's importance for the Loan Tape is Important.
The field belongs to the EBA NPL Historical Collection & Repayment Schedule Table.
The field applies to 2 of the 7 EBA NPL Asset Classes. It does not apply to Residential Real Estate Loans, Commercial Real Estate Loans, SME/Corporate Loans, Auto Loans, Leasing / Asset Backed Finance,
The field is applicable to all borrower types.
The field is Not Confidential
Disclaimer
- This text is generated automatically. Do not edit manually!
- This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions
