EBA NPL Historical Collection & Repayment Schedule Table
From Open Risk Manual
Table Fields
| Field | Type | Definition |
|---|---|---|
| Contract Identifier | Text | Institution internal identifier for the Loan Agreement |
| Instrument Identifier | Text | Institutions internal identifier for the Loan part |
| Total Repayment Schedule | Array | Total repayment schedules over the next Thirty-six months minimum, each monthly repayment amount presented in a separate column |
| Principal Repayment Schedule | Array | Principal repayment schedules over the next Thirty-six months minimum, each monthly repayment amount presented in a separate column |
| Interest Repayment Schedule | Array | Interest repayment schedules over the next Thirty-six months minimum, each monthly repayment amount presented in a separate column |
| History of Legal Unpaid Balances | Array | History of total legal unpaid balance from the past Thirty-six months minimum, each monthly balance presented in a separate column |
| History of Past-Due Balances | Array | History of total past-due balance from the past Thirty-six months minimum, each monthly balance presented in a separate column |
| History of Total Repayments | Array | Repayment history from the past Thirty-six months minimum, including collections by external collection agencies, each monthly amount presented in a separate column |
| History of Repayments - Not From Asset Sales | Array | Repayment made by the Borrower for the past Thirty-six months minimum, excluding asset sales, including collections by external collection agencies, each monthly amount presented in a separate column |
| History of Repayments - From Asset Sales | Array | Repayment made by the asset disposal from the past Thirty-six months minimum, each monthly amount presented in a separate column |
| History of Outstanding Balances Since Charge-off | Array | History of outstanding balances of all the Unsecured Retail Loans, either on the book or historically on the book, and since the Loan went into charge-off, each monthly balance presented in a separate column. A charge-off is the declaration by the Institution commonly on Unsecured Retail when the Borrower is severely delinquent, and the Institution starts the recovery process officially. |
| History of Charges/Interest Since Charge-off | Array | History of actual charges / interest of all the Unsecured Retail Loans, either on the book or historically on the book, and since the Loan went into charge-off, each monthly amount presented in a separate column. A charge-off is the declaration by the Institution commonly on Unsecured Retail when the Borrower is severely delinquent, and the Institution starts the recovery process officially. |
| History of Payments Since Charge-off | Array | History of actual payments of all the Unsecured Retail Loans, either on the book or historically on the book, and since the Loan went into charge-off, each monthly amount presented in a separate column. A charge-off is the declaration by the Institution commonly on Unsecured Retail when the Borrower is severely delinquent, and the Institution starts the recovery process officially. |
Disclaimer
- This text is generated automatically. Do not edit manually!
- This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions
