EBA NPL Template Graph
This is a visual representation of the EBA NPL Template, more specifically the key legal entities involved and their relationships. Use your browser's zoom-in / zoom-out function to see the entire picture.
EBA NPL Template Graph
<graphviz renderer="fdp" caption="EBA NPL Template Graph" format="png"> digraph G {
fontname="sans-serif"; penwidth="0.1"; overlap=false;
"Counterparty Group" -> Portfolio; "Counterparty Group" -> Sponsor;
"Counterparty Group" [shape=box, fontsize=14, color=yellow, style=filled];
Counterparty -> "Counterparty Group"; Counterparty -> "Insolvency Practitioner";
Counterparty [shape=box, fontsize=18, color=yellow, style=filled];
Lease -> Counterparty;
Lease [shape=box, fontsize=18, color=yellow, style=filled];
"External Collection" -> Counterparty; "External Collection" -> "Debt Collection Agent";
"External Collection" [shape=box, fontsize=18, color=yellow, style=filled];
Forbearance -> Loan;
Forbearance [shape=box, fontsize=18, color=yellow, style=filled];
"Historical Repayment Schedule" -> Loan;
"Historical Repayment Schedule" [shape=box, fontsize=18, color=yellow, style=filled];
Loan -> Counterparty; Loan -> "Subsidy Provider";
Loan [shape=box, fontsize=18, color=yellow, style=filled];
"Non-Property Collateral" -> Loan; "Non-Property Collateral" -> "Legal Owner"; "Non-Property Collateral" -> "Collateral Insurance Provider";
"Non-Property Collateral" [shape=box, fontsize=18, color=yellow, style=filled];
"Property Collateral" -> Loan; "Property Collateral" -> "Legal Owner of the Property"; "Property Collateral" -> "Provider of Initial Valuation"; "Property Collateral" -> "Provider of Latest Valuation"; "Property Collateral" -> "Provider of Energy Performance Certificate"; "Property Collateral" -> "Higher Ranking Claimant";
"Property Collateral" [shape=box, fontsize=18, color=yellow, style=filled];
Enforcement -> Loan; Enforcement -> "Name of Legal Firm"; Enforcement -> "Court Auction identifier"; Enforcement -> "Name of Receiver"; Enforcement -> "Insurance Provider";
Enforcement [shape=box, fontsize=18, color=yellow, style=filled, target="https://www.openriskmanual.org/wiki/EBA_NPL_Enforcement_Table"];
Swap -> Loan;
Swap [shape=box, fontsize=18, color=yellow, style=filled]; {rank=same; Loan, Counterparty}
} </graphviz>