EBA NPL Enforcement Table

From Open Risk Manual

Table Fields

Field Type Definition
Protection identifier Text Unique Institution internal identifier for the Property / Collateral as defined in sections "Property Collateral" and "Non-Property Collateral"
Name of Legal Firm Text Name of legal firm acting on behalf of the Institution
Jurisdiction of Court Choice Location of the court where the case is being heard in
Currency of Enforcement Choice Currency that the items related to enforcement are expressed in
Indicator of Enforcement Boolean Indicator as to whether the Enforcement process has been entered into by a Corporate or Private Individual Counterparty
Enforcement Description Text Comments or description of the stage of enforcement
Court Auction identifier Text Unique identifier for the auction process
Court Appraisal Amount Number Court appraisal amount of the Property / Collateral
Date of Court Appraisal Date Date that the court appraisal happened
Current Market Status Choice Current market status of the Property / Collateral as at cut-off date
On Market Price Number Price of the Property / Collateral for which it is on the market
Offer Price Number The highest price offered by potential buyers
Sale Agreed Price Number Agreed price for the disposal of the Property / Collateral
Gross Sale Proceeds Number Gross sale proceeds, i.e. sales proceeds and costs incurred from the disposal
Costs at End of Sale Number Total costs accrued to the seller at end of sale process
Net Sale Proceeds Number Net sale proceeds
Costs Accrued to Buyer Number Costs accrued to the buyer
Collateral Repossessed Date Date Date that the collateral is repossed
Prepare Property for Sale Date Date Prepare property for sale date
Property on Market Date Date Property on market date
On Market Offer Date Date On market offer date
Sale Agreed Date Date Sale agreed date
Contracted Date Date Contracted date
Sold Date Date Sold date
First Auction Date Date Date that the first auction has been performed in order to sell the Property / Collateral
Court Auction Reserve Price for First Auction Number Court set reserve price for first auction, i.e. minimum price required by the court
Next Auction Date Date Date that the next intended auction has been performed in order to sell the Property / Collateral
Court Auction Reserve Price for Next Auction Number Court set reserve price for next auction, i.e. minimum price required by the court
Last Auction Date Date Date that the last auction was performed in order to sell the Property / Collateral
Court Auction Reserve Price for Last Auction Number Court set reserve price for last auction, i.e. minimum price required by the court
Number of Failed Auctions Number Number of failed previous auctions for the Property / Collateral
Funds Remitted Partial Date Date Date that the funds were remitted partially
Funds Remitted Full Date Date Date that the funds were remitted fully
Indicator of Receivership Boolean Indicator as to whether the Corporate or Private Individual Counterparty is in Receivership
Name of Receiver Text Name of the receiver appointed
Date of Receiver Appointment Date Date that the receiver was appointed
Fees of Receivership Number Annual fees charged by the receiver
Insurance Boolean Indicator as to whether the receiver has insured the Property / Collateral
Insurance Provider Text Name of the insurance provider
Insurance Coverage Amount Number Amount that the insurance covers
Annual Insurance Payment Number Annual insurance payment to be paid by receiver
Date Next Insurance Payment Is Due Date Date that the next insurance payment is due
Amount of Outstanding Liabilities Number Amount of accrued costs and fees paid by the receiver and to be invoiced to the Institution
Other ongoing enforcement proceedings Text Further comments / details if there is other proceedings in place

Disclaimer

  • This text is generated automatically. Do not edit manually!
  • This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions