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...r to other foreign impediments that might endanger repayment of the banks' loans. The presence of country risk in international lending, however, does not m For definitive information on regulatory matters always consult primary sources, especially where it concerns legall ...

...Bank'''. A financial institution that is the monetary authority and major regulatory bank for a country (or group of countries) ...l commercial financial institution, a central bank charges interest on the loans made to borrowers, primarily the government of whichever jurisdiction the f ...

'''Non-Performing Exposure''' is a term used by regulatory authorities to denote lending contracts or other counterparty exposures tha ...ed for ''accounting purpose''s, or as ''defaulted'' in accordance with the regulatory framework. ...

...bank's exposure to a targeted credit segment (eg, residential real estate loans). Targeted tools such as the SCCyB may be effective to aid in building resi For definitive information on regulatory matters always consult primary sources, especially where it concerns legall ...

...ause of system problems, default, or any other reason, the banks that have loans outstanding to that bank also incur bad debts and the default is passed alo For definitive information on regulatory matters always consult primary sources, especially where it concerns legall ...

== Regulatory Capital == ...such as [[Probability of Default]] and [[Loss Given Default]] used for FX loans properly capture the full impact of FX risk in credit performance, it is un ...

...ble to banks is implicit here<ref>ECB: Guidance to banks on non-performing loans, March 2017</ref> === The Regulatory, legal and judicial framework === ...

'''Co-Origination of Loans''' is a [[Credit Origination]] model described as the sharing of risks and ...visioning requirements including declaration of account as NPA, as per the regulatory guidelines respectively applicable to each of them. Each of the lenders sha ...

...oaches for jurisdictions that do not allow the use of external ratings for regulatory purposes.</p> <p>The proposed risk weighting of real estate loans has also been modified, with the loan-to-value ratio as the main risk drive ...

Regulatory frameworks generally recognize the following specific [[Concentration Risk ...resented by the largest exposure. For example, if a bank has 5 outstanding loans, with four of equal value and the fifth having twice the value, then the co ...

...he applicable capital requirements, opening up possibilities for potential Regulatory Arbitrage, that is, using the classification that would require the least c ...

...ifferentiating between their pricing frameworks, depending on the types of loans and borrowers. For consumers and micro and small enterprises, the pricing s Institutions should set out specific approaches to pricing promotional loans, when risk- based and performance considerations specified in this section ...

...dels | Valuation Model]] applied to [[Non-Performing Loan | Non-Performing Loans]]. ...e: Large individually assessed loans versus collectively assessed (retail) loans ...

...<ref>EBA/CP/2016/21</ref>. The measure is related to but distinct from the regulatory [[LGD In-Default]], and also distinct from accounting measurements (includi ...ir ELBE from the market prices of financial instruments such as marketable loans, bonds or credit default instruments; ...

* Anticipating regulatory changes * Development of products such as green bonds and loans, which must be compliant with specific requirements in terms of the use of ...

...ructuring, present no arrears.<ref>ECB Guidance to banks on non-performing loans, March 2017</ref> ...t facilities cured naturally.<ref>ECB: Guidance to banks on non-performing loans, March 2017</ref> ...

|| EBA || 2015 || EU || Risk Factors || Regulatory Treatment | Credit Risk Model for loans to SMEs in Sweden ...

[[Category:Loans Regulatory]] {{#set: isDefinedBy | https://spec.edmcouncil.org/fibo/ontology/LOAN/Loans/LoansRegulatory/index-en.html }} ...

'''Leveraged Transaction''' is a regulatory designation for financing that uses significant amounts of [[Leverage]] standard bilateral loans to micro, small, medium-sized and large enterprises. ...

...sons external to the firm. External Fraud is a recognized risk category in regulatory frameworks worldwide (Basel II/III standards). ** Credit Product Fraud (loans, letters of credit, guarantees) ...