Credit Portfolio Manager

From Open Risk Manual


A Credit Portfolio Manager is a person specializing in the management of credit portfolios, that is collections of Credit Risk sensitive assets.

Roles and Responsibilities

  • Provide portfolio information (help assess the current state of the portfolio)
  • Help guide the origination of credit assets (help the formation of a future portfolio)
  • Improve portfolio structure and reduce concentrations
  • Help managing risk appetite (setting and monitoring relevant risk limits)
  • Support the management of capital and financial returns


Description of the abilities, proficiencies, know-hows, skills the a person must possess in order to carry out the risk management responsibilities

  • Business Skills
  • Technical Skills
  • General Skills (Linguistic)

Seniority Level

Indication as to whether the function is formally segmented into seniority levels (e.g. junior, senior) that have material skill / experience requirements and are not simply organizational arrangements.


Experience denotes the intangible qualities acquired by a person in the process of having performed certain functions in the past

  • Required experience in related business models
  • General work experience


Education denotes any formal and long duration training that is considered an important prerequisite for a role

  • Educational level, e.g., university or college degree
  • Subject matter of studies / Specialization
  • Educational institution


Qualifications are formal certifications that a person fulfills some professional requirements

  • Certifications
  • Accreditations
  • Admittance to professional societies etc.

Regulatory Aspects

While credit portfolio managers perform a variety of Risk Management related functions, they are not necessarily placed in the organization under the Independent Risk Management and they can also be considered a regular business function or first line of defense unde the Three Lines of Defense paradigm.

See Also

  • Related or juxtaposed job functions

Semantic Data

  • The ESCO Code to which this job best corresponds to (as the most detailed leaf of the tree)


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