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• Related Counterparties
  ...systems capabilities for producing debtor level view of portfolio for non- retail clients, including links outside of consolidated legal entities * Bank policy for identification of a connection between clients, as per CRR requi
  3 KB (464 words) - 14:56, 22 January 2021
• Large Exposures Framework
  ...rements (Pillar 1) of the Basel capital framework implicitly assume that a bank holds infinitely granular portfolios, i.e., no form of concentration risk i ...of connected counter-parties were to suddenly fail would not endanger the bank's survival as a going concern.
  4 KB (660 words) - 14:25, 27 May 2019
• Credit Score
  ...Credit Scores are used primarily in the context of individuals (consumers, retail borrowers) as opposed to companies and similar [[Legal Entity | legal entit Historically bank lending decisions have been subjective and (at best) rule-of-thumb based pr
  5 KB (780 words) - 15:23, 6 November 2021
• Default Definition
  * '''Retail exposures''' ...ault definition may be different between different banks and even within a bank and different business lines.
  8 KB (1,109 words) - 16:07, 22 February 2021
• Provisioning
  ...rs by internal client segments, (i.e. residential real estate (RRE), other retail, commercial real estate (CRE), other asset finance (e.g. shipping), small a * Bank policies and practices for monitoring of client performance (e.g. types of
  2 KB (270 words) - 15:21, 15 September 2021
• Credit Portfolio
  ** Retail credit portfolios such as home mortgages, credit cards etc., collectively d * One area where the diverging practices pose a challenge to bank risk management (in particular) is in the integration of total credit expos
  2 KB (317 words) - 13:57, 17 November 2019
• Retail Deposits
  '''Retail Deposits''' are funds deposited using various financial products (current a == Retail Deposits Risk ==
  1 KB (167 words) - 17:09, 29 September 2021
• Fintech Risk Events
  | Fake investment products to one million retail investors | Digital Bank
  9 KB (1,186 words) - 12:35, 11 March 2024
• Credit File
  ...on set pertaining to a borrower that is kept by a credit product provider (Bank, Credit Insurer) * [[Retail Credit Data]]
  1,015 bytes (131 words) - 14:13, 29 March 2021
• NPL Risk Factors
  * the type of NPL portfolio: retail/corporate, secured/unsecured, etc. * the entity managing the NPL portfolio (bank, investor) and the context / objective
  4 KB (608 words) - 16:57, 1 September 2020
• Credit Risk Sensitivity to Macroeconomic Factors
  ...conomic drivers to credit risk is important in specific contexts such as [[Bank Stress Testing]] or [[IFRS 9]] but is useful more broadly for all [[Credit | Retail Mortgages || Unemployment Rate || Positive Correlation || ||
  6 KB (672 words) - 20:33, 7 November 2019
• Non-Performing Loan Valuation
  * Size: Large individually assessed loans versus collectively assessed (retail) loans ...ni/note-stabilita/2016-0003/no3-note-financial-stability.pdf?language_id=1 Bank of Italy Site]
  16 KB (2,148 words) - 11:27, 18 October 2020
• Real Estate Valuation
  ...cases a drive by inspection may be indicated at the discretion of the NCA bank team. ...g topics for the home market as well non-SSM markets where the significant bank of the NCA have material selected real estate portfolios:
  11 KB (1,789 words) - 15:53, 4 June 2020
• Consumer Credit Directive
  ...s on the type of the credit provider, namely whether it is a bank or a non-bank lender. Having multiple competent authorities with varying sanctioning powe [[Category:Retail Lending]]
  11 KB (1,668 words) - 16:49, 11 November 2021
• Long-run Loss Given Default
  === Recent Observations for Retail Exposures === For retail exposures institutions need not give equal importance to historical data if
  9 KB (1,396 words) - 18:07, 7 November 2019
• Data Breaches List
  |unknown||retail||unknown||<ref>{{cite web|url=https://eligrey.com/blog/bedford-st-martins-d |63 stores||retail||hacked||<ref>{{cite news|url=https://www.nytimes.com/2012/10/24/business/h
  85 KB (10,204 words) - 14:53, 9 April 2020
• Pipeline Risk
  ...n is said to be “floating.” Locked in pipeline commitments subject the bank to [[Price Risk]], while floating rate commitments do not.
  866 bytes (134 words) - 17:39, 11 September 2019
• Bank
  '''Bank''' denotes any type of depository institution, usually (but not necessarily ...anking License]]. The range of activities such diverse ones as commercial, retail,and investment banking.
  1 KB (189 words) - 11:03, 25 March 2021
• Investment Bank
  '''Investment Bank'''. A financial service provider that performs a variety of services. Inves ...specialize in particular industry sectors. Many investment banks also have retail operations that serve small, individual customers.
  1 KB (191 words) - 11:16, 8 October 2019
• Banking Business Models
  * Car Financing Bank * Central Savings Bank
  497 bytes (57 words) - 11:18, 13 February 2020
• Covid-19 Pandemic Risk Events
  | Central Bank / Regulatory / Government Interventions | Retail
  27 KB (3,147 words) - 12:25, 25 May 2020
• ISCO Occupation Group 3312.1 Bank Account Manager
  ...t managers may recommend their clients to contact other departments in the bank for other specific needs. * Advise On Bank Account
  2 KB (234 words) - 12:12, 26 February 2021
• ISCO Occupation Group 1346.1 Bank Manager
  ...nsure the economic, social and commercial targets are met and that all the bank departments, activities and commercial policies are in compliance with lega * Safeguard Bank Reputation
  3 KB (322 words) - 12:19, 26 February 2021
• BCBS 107
  ...s Framework and the standard it contains have been endorsed by the Central Bank Governors and Heads of Banking Supervision of the Group of Ten countries.</ ...the minimum requirements as a means of ensuring the overall integrity of a bank's ability to provide prudential inputs to the capital calculations and not
  20 KB (3,034 words) - 11:39, 26 March 2021
• BCBS 118
  ...s Framework and the standard it contains have been endorsed by the Central Bank Governors and Heads of Banking Supervision of the Group of Ten countries.</ ...the minimum requirements as a means of ensuring the overall integrity of a bank's ability to provide prudential inputs to the capital calculations and not
  19 KB (2,931 words) - 12:29, 26 March 2021
• BCBS 175
  ...light of the unique characteristics of microfinance vis--vis conventional retail banking. With specific references to the need of balancing regulation and s ...s. There is no explicit or implicit endorsement of this web service by the Bank of International Settlements. The copyright of the included material rests
  3 KB (392 words) - 11:44, 26 March 2021
• BCBS 35
  ...isory issues and responses related to technological advances in electronic retail products and services. Given the degree of uncertainty about future technol ...s. There is no explicit or implicit endorsement of this web service by the Bank of International Settlements. The copyright of the included material rests
  3 KB (370 words) - 11:46, 26 March 2021
• BCBS 82
  ...ray of banking products and services to become accessible and delivered to retail and wholesale customers through an electronic distribution channel collecti ...speed of change in this area. Further, the Committee recognises that each bank's risk profile is different and requires a tailored risk mitigation approac
  6 KB (919 words) - 11:46, 26 March 2021
• BCBS 98
  ...ray of banking products and services to become accessible and delivered to retail and wholesale customers through an electronic distribution channel collecti ...speed of change in this area. Further, the Committee recognises that each bank's risk profile is different and requires a tailored risk mitigation approac
  10 KB (1,410 words) - 11:47, 26 March 2021
• BCBS D307
  ...obally but which also reflect the local nature of some exposures - such as retail credit and mortgages - the Committee recognises that the proposals are stil ...eign of incorporation, but would instead be based on two risk drivers: the bank's capital adequacy and its asset quality.</li>
  5 KB (715 words) - 11:47, 26 March 2021
• BCBS D347
  ...t also includes proposals for exposures to multilateral development banks, retail and defaulted exposures, and off-balance sheet items.The credit risk standa ...March 2016</strong>. All comments will be published on the website of the Bank for International Settlements unless a respondent specifically requests con
  4 KB (572 words) - 11:47, 26 March 2021
• BCBS D363
  ...k estimates. First, it considers those risk estimatesused for exposures to retail customers and small and medium-sized enterprises. Second, it exploresthe wa ...s. There is no explicit or implicit endorsement of this web service by the Bank of International Settlements. The copyright of the included material rests
  3 KB (383 words) - 11:48, 26 March 2021
• BCBS D442
  ...es made include setting the minimum performance history for non-retail and retail exposures at five years and three years, respectively, and clarifying that ...s. There is no explicit or implicit endorsement of this web service by the Bank of International Settlements. The copyright of the included material rests
  3 KB (456 words) - 17:13, 30 June 2021
• BCBS JOINT20
  ''Customer suitability in the retail sale of financial products and services''. ...regulatory requirements, both with regard to disclosure of information to retail investors and requirements on firms to determine whether recommended invest
  11 KB (1,613 words) - 11:50, 26 March 2021
• BCBS WP17
  ...could be used to assign ratings or produce credit scores, for wholesale or retail credit exposures.</p> ...s. There is no explicit or implicit endorsement of this web service by the Bank of International Settlements. The copyright of the included material rests
  3 KB (391 words) - 11:50, 26 March 2021
• BCBS WP5
  ...in combination with a recognition of provisions actually made and, for the retail portfolio, also of future margin income. Under this approach the capital re ...s. There is no explicit or implicit endorsement of this web service by the Bank of International Settlements. The copyright of the included material rests
  3 KB (383 words) - 11:51, 26 March 2021
• BCBS WP7
  ...nt to the Secretariat of the Basel Committee on Banking Supervision at the Bank for International Settlements, CH-4002 Basel, Switzerland, by 31 October 20 ...cts of the internal rating based (IRB) approach to credit risk (including, retail, project finance and specialised lending portfolios), credit risk mitigatio
  6 KB (855 words) - 11:51, 26 March 2021
• Stratified Sampling
  ...eview (see AQR Manual Section on the collective provisioning review) (Also retail mortgages shall be assessed through the collective provisioning review; how ...oubt, each debtor represents one line in the sampling database, except for retail exposures in which each facility represents one line in the sampling databa
  17 KB (2,574 words) - 16:42, 10 June 2021
• Payment Methods And Transferring Money
  ...y (e.g. debit or credit card, online transfer services, bank transfer to a retail account, mobile/digital wallet, instant payment) || Knowledge | 77 || Aware that EU rules allow consumers to open and change bank accounts anywhere in the EU || Knowledge
  3 KB (395 words) - 16:35, 1 April 2022