Difference between revisions of "SME Credit Score"
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== Definition == | == Definition == | ||
| − | An '''SME Credit Score''' is a quantitative (numerical) indicator of the [[Credit Quality]] (credit worthiness) of an [[SME Lending | SME borrower]]. | + | An '''SME Credit Score''' is a quantitative (numerical) indicator of the [[Credit Quality]] (credit worthiness) of an [[SME Lending | SME borrower]]. |
| + | |||
| + | == Context == | ||
| + | While the [[Creditworthiness]] of larger corporate entities is typically encapsulated in a [[Credit Rating]], smaller companies are not in general rated individually. Instead, the [[Credit Risk]] analysis of a [[Lender]] may utilize a [[Credit Score]] (a methodology also applied to [[Consumer Loan | consumer finance]]. | ||
== See Also == | == See Also == | ||
* [[Retail Credit Score]] | * [[Retail Credit Score]] | ||
| + | * [[Credit Rating versus Credit Score]] | ||
[[Category:SME Credit Risk]] | [[Category:SME Credit Risk]] | ||
[[Category:SME Credit Scoring]] | [[Category:SME Credit Scoring]] | ||
Latest revision as of 21:20, 31 March 2021
Definition
An SME Credit Score is a quantitative (numerical) indicator of the Credit Quality (credit worthiness) of an SME borrower.
Context
While the Creditworthiness of larger corporate entities is typically encapsulated in a Credit Rating, smaller companies are not in general rated individually. Instead, the Credit Risk analysis of a Lender may utilize a Credit Score (a methodology also applied to consumer finance.
