Difference between revisions of "Indirect Credit Scoring"

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Latest revision as of 21:18, 4 September 2020

Definition

Indirect Credit Scoring is a Credit Scoring approach to supporting Credit Decision making that targets (predicts) variables other than the Creditworthiness assessment of a traditional credit score. Such variables could be e.g. outstanding balances [1]. A credit score is implied as a deterministic function of the predicted variables.

References

  1. H G Li, D J Hand, Direct versus indirect credit scoring classifications