ESMA Non-Performing Exposures Table
From Open Risk Manual
Table Fields
Field | Type | Definition |
---|---|---|
ESMA Non-Performing.Exposures.Unique Identifier | ALPHANUM-28 | The unique identifier assigned by the reporting entity according to Article 11(1) of the Commission Delegated Regulation (EU) …/… [include full reference to the disclosure RTS]. This entry must match the unique identifier field in the accompanying underlying exposures template being completed for this specific underlying exposure. |
ESMA Non-Performing.Exposures.Original Underlying Exposure Identifier | ALPHANUM-1000 | Unique underlying exposure identifier. The identifier must be different from any external identification number, in order to ensure anonymity of the obligor. The reporting entity shall not amend this unique identifier. This entry must match the original underlying exposure identifier field in the accompanying underlying exposures template (Annexes 2-9) being completed for this specific underlying exposure. |
ESMA Non-Performing.Exposures.New Underlying Exposure Identifier | ALPHANUM-1000 | If the original identifier in field NPEL2 cannot be maintained in this field enter the new identifier here (and this new identifier must match the new underlying exposure identifier field in the accompanying underlying exposures template (Annexes 2-9) being completed for this specific underlying exposure). If there has been no change in the identifier, enter the same identifier as in NPEL2. The reporting entity shall not amend this unique identifier. |
ESMA Non-Performing.Exposures.Original Obligor Identifier | ALPHANUM-1000 | Original unique obligor identifier. The identifier must be different from any external identification number, in order to ensure anonymity of the obligor. The reporting entity shall not amend this unique identifier. This entry must match the original obligor identifier field in the accompanying underlying exposures template (Annexes 2-9) being completed for this specific underlying exposure. |
ESMA Non-Performing.Exposures.New Obligor Identifier | ALPHANUM-1000 | If the original identifier in field NPEL4 cannot be maintained in this field enter the new identifier here (and this new identifier must match the new obligor identifier field in the accompanying underlying exposures template (Annexes 2-9) being completed for this specific underlying exposure). If there has been no change in the identifier, enter the same identifier as in NPEL4. The reporting entity shall not amend this unique identifier. |
ESMA Non-Performing.Exposures.Data Cut-Off Date | DATEFORMAT | The data cut-off date for this data submission. |
ESMA Non-Performing.Exposures.In Receivership | Y/N | Indicator as to whether the obligor is in Receivership |
ESMA Non-Performing.Exposures.Date of Last Contact | DATEFORMAT | Date of last direct contact with the obligor |
ESMA Non-Performing.Exposures.Deceased | Y/N | Indicator as to whether the obligor has passed away |
ESMA Non-Performing.Exposures.Legal status | LIST | The type of legal status of the obligor.
|
ESMA Non-Performing.Exposures.Legal Procedure Type | LIST | Type of the insolvency process the obligor is currently in
|
ESMA Non-Performing.Exposures.Legal Procedure Name | ALPHANUM-1000 | Name of the legal procedure which provides an indication of how advanced the relevant procedure has become, depending on the country where the obligor is located. |
ESMA Non-Performing.Exposures.Legal Actions Completed | ALPHANUM-1000 | Description of the legal actions completed for the obligor. |
ESMA Non-Performing.Exposures.Date of Entering Into Current Legal Process | DATEFORMAT | Date that the obligor entered into their current legal status |
ESMA Non-Performing.Exposures.Date of Insolvency Practitioner Appointment | DATEFORMAT | Date that the insolvency practitioner was appointed. |
ESMA Non-Performing.Exposures.Number of Current Judgements | INTEGER-9999 | Number of outstanding Court Enforcement Orders against the obligor. |
ESMA Non-Performing.Exposures.Number of Discharged Judgements | INTEGER-9999 | Number of discharged Court Enforcement Orders against the obligor |
ESMA Non-Performing.Exposures.Date of External Demand Issuance | DATEFORMAT | Date that a demand notice was sent by solicitors who act on behalf of the Institution |
ESMA Non-Performing.Exposures.Date when Reservation of Rights Letter Was Issued | DATEFORMAT | Date that the Reservation of Rights Letter was issued by the Institution |
ESMA Non-Performing.Exposures.Court Jurisdiction | COUNTRYCODE_2 | Location of the court where the case is being heard |
ESMA Non-Performing.Exposures.Date of Obtaining Order for Possession | DATEFORMAT | Date that the Order for Possession is granted by the court |
ESMA Non-Performing.Exposures.Comments on Other Litigation Related Process | ALPHANUM-1000 | Further comments / details if there is other litigation processes in place |
ESMA Non-Performing.Exposures.Governing Law | COUNTRYCODE_2 | Jurisdiction governing the underlying exposure agreement. This does not necessarily correspond to the country where the underlying exposure was originated. |
ESMA Non-Performing.Exposures.Bespoke Repayment Description | ALPHANUM-1000 | Description of the bespoke repayment profile when "Other" is selected in field "Amortisation Type" |
ESMA Non-Performing.Exposures.Start Date of Interest Only Period | DATEFORMAT | Date that the current interest repayment only period starts. |
ESMA Non-Performing.Exposures.End Date of Interest Only Period | DATEFORMAT | Date that the interest repayment only period ends. |
ESMA Non-Performing.Exposures.Start Date of Current Fixed Interest Period | DATEFORMAT | Date that the current fixed interest period started. |
ESMA Non-Performing.Exposures.End Date of Current Fixed Interest Period | DATEFORMAT | Date that the current fixed interest period ends. |
ESMA Non-Performing.Exposures.Current Reversion Interest Rate | PERCENTAGE | Current level of reversion interest rate according to the underlying exposure Agreement. |
ESMA Non-Performing.Exposures.Last Payment Date | DATEFORMAT | Date that the last payment was made |
ESMA Non-Performing.Exposures.Syndicated Portion | PERCENTAGE | Percentage of the portion held by the Institution when "Yes" is selected in the field named "Syndicated" in the applicable Annex for the non-performing exposure. |
ESMA Non-Performing.Exposures.MARP Entry | DATEFORMAT} | Date underlying exposure entered current MARP status |
ESMA Non-Performing.Exposures.MARP Status | LIST | The status of the current Mortgage Arrears Resolution Process
|
ESMA Non-Performing.Exposures.External Collections Level | Y/N | Indicator as to whether the external collections have been prepared on an obligor level or on an underlying exposure Level |
ESMA Non-Performing.Exposures.Repayment Plan | Y/N | Indicator as to whether a repayment plan has been agreed with the external collection agency |
ESMA Non-Performing.Exposures.Forbearance Level | Y/N | Indicator as to whether forbearance has been prepared on an obligor level or an underlying exposure level |
ESMA Non-Performing.Exposures.Date of First Forbearance | DATEFORMAT | Date that the first forbearance happened |
ESMA Non-Performing.Exposures.Number of Historical Forbearance | INTEGER-9999 | Number of forbearance(s) that happened in the past |
ESMA Non-Performing.Exposures.Principal Forgiveness | MONETARY | Amount of the principal that was forgiven as part of current forbearance, including principal forgiveness agreed by external collection agencies
Include the currency in which the amount is denominated, using {CURRENCYCODE_3} format. |
ESMA Non-Performing.Exposures.Date of Principal Forgiveness | DATEFORMAT | Date that the principal forgiveness happened |
ESMA Non-Performing.Exposures.End Date of Forbearance | DATEFORMAT | Date that the current forbearance arrangement ends |
ESMA Non-Performing.Exposures.Repayment Amount Under Forbearance | MONETARY | Periodic repayment amount that the Institution and obligor agreed under the current forbearance terms
Include the currency in which the amount is denominated, using {CURRENCYCODE_3} format. |
Disclaimer
- This text is generated automatically. Do not edit manually!
- This information is provided as is. Refer to the ESMA Securitisation Template for pointers to definitive instructions