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* Car Financing Bank * Central Savings Bank ...

'''Bank''' denotes any type of depository institution, usually (but not necessarily ...anking License]]. The range of activities such diverse ones as commercial, retail,and investment banking. ...

...t managers may recommend their clients to contact other departments in the bank for other specific needs. * Advise On Bank Account ...

'''Retail Deposits''' are funds deposited using various financial products (current a == Retail Deposits Risk == ...

...loan is said to be “floating.” Locked in pipeline commitments subject the bank to [[Price Risk]], while floating rate commitments do not. ...

...nsure the economic, social and commercial targets are met and that all the bank departments, activities and commercial policies are in compliance with lega * Safeguard Bank Reputation ...

'''Investment Bank'''. A financial service provider that performs a variety of services. Inves ...specialize in particular industry sectors. Many investment banks also have retail operations that serve small, individual customers. ...

...rs by internal client segments, (i.e. residential real estate (RRE), other retail, commercial real estate (CRE), other asset finance (e.g. shipping), small a * Bank policies and practices for monitoring of client performance (e.g. types of ...

...conomic drivers to credit risk is important in specific contexts such as [[Bank Stress Testing]] or [[IFRS 9]] but is useful more broadly for all [[Credit | Retail Mortgages || Unemployment Rate || Positive Correlation || || ...

...on set pertaining to a borrower that is kept by a credit product provider (Bank, Credit Insurer) * [[Retail Credit Data]] ...

...obally but which also reflect the local nature of some exposures - such as retail credit and mortgages - the Committee recognises that the proposals are stil ...eign of incorporation, but would instead be based on two risk drivers: the bank's capital adequacy and its asset quality.</li> ...

...y (e.g. debit or credit card, online transfer services, bank transfer to a retail account, mobile/digital wallet, instant payment) || Knowledge | 77 || Aware that EU rules allow consumers to open and change bank accounts anywhere in the EU || Knowledge ...

...rements (Pillar 1) of the Basel capital framework implicitly assume that a bank holds infinitely granular portfolios, i.e., no form of concentration risk i ...of connected counter-parties were to suddenly fail would not endanger the bank's survival as a going concern. ...

...es made include setting the minimum performance history for non-retail and retail exposures at five years and three years, respectively, and clarifying that ...s. There is no explicit or implicit endorsement of this web service by the Bank of International Settlements. The copyright of the included material rests ...

* the type of NPL portfolio: retail/corporate, secured/unsecured, etc. * the entity managing the NPL portfolio (bank, investor) and the context / objective ...

...Credit Scores are used primarily in the context of individuals (consumers, retail borrowers) as opposed to companies and similar [[Legal Entity | legal entit Historically bank lending decisions have been subjective and (at best) rule-of-thumb based pr ...

...eview (see AQR Manual Section on the collective provisioning review) (Also retail mortgages shall be assessed through the collective provisioning review; how ...oubt, each debtor represents one line in the sampling database, except for retail exposures in which each facility represents one line in the sampling databa ...

** Retail credit portfolios such as home mortgages, credit cards etc., collectively d * One area where the diverging practices pose a challenge to bank risk management (in particular) is in the integration of total credit expos ...

...isory issues and responses related to technological advances in electronic retail products and services. Given the degree of uncertainty about future technol ...s. There is no explicit or implicit endorsement of this web service by the Bank of International Settlements. The copyright of the included material rests ...