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Related Counterparties
...systems capabilities for producing debtor level view of portfolio for non- retail clients, including links outside of consolidated legal entities * Bank policy for identification of a connection between clients, as per CRR requi

3 KB (464 words) - 14:56, 22 January 2021
Large Exposures Framework
...rements (Pillar 1) of the Basel capital framework implicitly assume that a bank holds infinitely granular portfolios, i.e., no form of concentration risk i ...of connected counter-parties were to suddenly fail would not endanger the bank's survival as a going concern.

4 KB (660 words) - 14:25, 27 May 2019
Credit Score
...Credit Scores are used primarily in the context of individuals (consumers, retail borrowers) as opposed to companies and similar [[Legal Entity | legal entit Historically bank lending decisions have been subjective and (at best) rule-of-thumb based pr

5 KB (780 words) - 15:23, 6 November 2021
Default Definition
* '''Retail exposures''' ...ault definition may be different between different banks and even within a bank and different business lines.

8 KB (1,109 words) - 16:07, 22 February 2021
Provisioning
...rs by internal client segments, (i.e. residential real estate (RRE), other retail, commercial real estate (CRE), other asset finance (e.g. shipping), small a * Bank policies and practices for monitoring of client performance (e.g. types of

2 KB (270 words) - 15:21, 15 September 2021
Credit Portfolio
** Retail credit portfolios such as home mortgages, credit cards etc., collectively d * One area where the diverging practices pose a challenge to bank risk management (in particular) is in the integration of total credit expos

2 KB (317 words) - 13:57, 17 November 2019
Retail Deposits
'''Retail Deposits''' are funds deposited using various financial products (current a == Retail Deposits Risk ==

1 KB (167 words) - 17:09, 29 September 2021
Fintech Risk Events
| Fake investment products to one million retail investors | Digital Bank

9 KB (1,186 words) - 12:35, 11 March 2024
Credit File
...on set pertaining to a borrower that is kept by a credit product provider (Bank, Credit Insurer) * [[Retail Credit Data]]

1,015 bytes (131 words) - 14:13, 29 March 2021
NPL Risk Factors
* the type of NPL portfolio: retail/corporate, secured/unsecured, etc. * the entity managing the NPL portfolio (bank, investor) and the context / objective

4 KB (608 words) - 16:57, 1 September 2020
Credit Risk Sensitivity to Macroeconomic Factors
...conomic drivers to credit risk is important in specific contexts such as [[Bank Stress Testing]] or [[IFRS 9]] but is useful more broadly for all [[Credit | Retail Mortgages || Unemployment Rate || Positive Correlation || ||

6 KB (672 words) - 20:33, 7 November 2019
Non-Performing Loan Valuation
* Size: Large individually assessed loans versus collectively assessed (retail) loans ...ni/note-stabilita/2016-0003/no3-note-financial-stability.pdf?language_id=1 Bank of Italy Site]

16 KB (2,148 words) - 11:27, 18 October 2020
Real Estate Valuation
...cases a drive by inspection may be indicated at the discretion of the NCA bank team. ...g topics for the home market as well non-SSM markets where the significant bank of the NCA have material selected real estate portfolios:

11 KB (1,789 words) - 15:53, 4 June 2020
Consumer Credit Directive
...s on the type of the credit provider, namely whether it is a bank or a non-bank lender. Having multiple competent authorities with varying sanctioning powe [[Category:Retail Lending]]

11 KB (1,668 words) - 16:49, 11 November 2021
Long-run Loss Given Default
=== Recent Observations for Retail Exposures === For retail exposures institutions need not give equal importance to historical data if

9 KB (1,396 words) - 18:07, 7 November 2019
Data Breaches List
|unknown||retail||unknown||<ref>{{cite web|url=https://eligrey.com/blog/bedford-st-martins-d |63 stores||retail||hacked||<ref>{{cite news|url=https://www.nytimes.com/2012/10/24/business/h

85 KB (10,204 words) - 14:53, 9 April 2020
Pipeline Risk
...n is said to be “floating.” Locked in pipeline commitments subject the bank to [[Price Risk]], while floating rate commitments do not.

866 bytes (134 words) - 17:39, 11 September 2019
Bank
'''Bank''' denotes any type of depository institution, usually (but not necessarily ...anking License]]. The range of activities such diverse ones as commercial, retail,and investment banking.

1 KB (189 words) - 11:03, 25 March 2021
Investment Bank
'''Investment Bank'''. A financial service provider that performs a variety of services. Inves ...specialize in particular industry sectors. Many investment banks also have retail operations that serve small, individual customers.

1 KB (191 words) - 11:16, 8 October 2019
Banking Business Models
* Car Financing Bank * Central Savings Bank

497 bytes (57 words) - 11:18, 13 February 2020