Personal Data Scams And Fraud
From Open Risk Manual
Definition
Personal Data Scams And Fraud. In the context of the Financial Competence Framework, Personal Data Scams And Fraud is a topic in the Financial Landscape subject matter domain.[1]
Competences
Mastering the role of Personal Data Scams And Fraud in financial literacy context requires the following competences:
| Code | Competency Description | Competency Type |
|---|---|---|
| 526 | Understands the importance of keeping personal data, financial information, and security information secure (including passwords and pin numbers) | Knowledge |
| 527 | Aware of kinds of risks stemming from digitalisation such as the misuse of personal financial data, cyber-crime, phishing, pharming and hacking attacks | Knowledge |
| 528 | Understands how online/digital scams and fraud such as phishing and pharming work | Knowledge |
| 529 | Understands the concept and implications of online identity theft | Knowledge |
| 530 | Understands that there are client authentication / authorization processes for both online and in-person payments to protect against fraud | Knowledge |
| 531 | Takes practical steps to keep all personal data, financial information, passwords and pin numbers secure | Skill |
| 532 | Does not make any payment to lift products or accounts blocked by ransomware | Skill |
References
- ↑ European Union/OECD (2022), Financial competence framework for adults in the European Union
