ESMA Automobile.Exposures.Date Of Restructuring

From Open Risk Manual

Definition of ESMA Automobile.Exposures.Date Of Restructuring

ESMA Automobile.Exposures.Date Of Restructuring

  • Member of Table: ESMA Automobile Exposures Table
  • ESMA Field Index: AUTL66


Enter the date at which the underlying exposure has been restructured. Restructuring refers to any changes made to the contractual terms of the underlying exposure agreement due to forbearance, including payment holidays, arrears capitalisation, change of interest rate basis or margins, fees, penalties, maturity and/or other generally-accepted measures of restructuring under forbearance.

In the event of multiple dates, all dates must be provided according to the XML schema.

Field Characteristics


The field type / format is: DATEFORMAT

No Data Options

  • The field can be empty under data options ND1-ND4
  • The field can be empty under data option ND5

No Data Options Legend

Option Explanation
ND1 Data not collected as not required by the lending or underwriting criteria
ND2 Data collected on underlying exposure application but not loaded into the originator’s reporting system
ND3 Data collected on underlying exposure application but loaded onto a separate system from the originator’s reporting system
ND4 Data collected but will only be available from YYYY-MM-DD (YYYY-MM-DD shall be completed)
ND5 Not applicable


  • This text is generated automatically. Do not edit manually!
  • This information is provided as is. Refer to the ESMA Securitisation Template for pointers to definitive instructions