Credit Risk Analysis
Credit Risk Analysis denotes a set of concepts, tools and processes that are associated with the organized extension of credit (e.g., lending) by an organization. The objective of credit risk analysis is to evaluate qualitative and quantitative aspects of credit risk and thereby support decision making (Credit Origination, Credit Portfolio Management).
There is a wide range of methodologies to assist with sound credit risk analysis. One of the popular frameworks is the Five Cs Of Credit Analysis