Consumer
From Open Risk Manual
Definition
Consumer. A party that utilizes economic goods or services. Individuals who acquire, consume or use goods and services for personal use, either for themselves or for others, and not for resale or commercial purposes. Consumers include actually and potentially affected end-users.
In the context of Credit provision it means a natural person who, in credit agreements is acting for purposes which are outside their trade, business or profession.
The general notion of a consumer includes an end-user, and is not limited to a purchaser, in the distribution chain of a good or service
