CRD IV Regulation
CRD IV Regulation refers to the fourth iteration of European Union Capital Requirements Directives (CRD) applicable to parts of the financial services industry ( credit institutions). The CRD IV regulation entered into force in 2013. It transposes into European law the Basel III recommendations (which superseded Basel II).
Main Compliance Items
- own funds requirements relating to entirely quantifiable, uniform and standardised elements of Credit Risk, Market Risk, Operational Risk, Settlement Risk and leverage;
- requirements limiting large exposures;
- liquidity requirements relating to entirely quantifiable, uniform and standardised elements of liquidity risk;
- reporting requirements related to points (a), (b) and (c);
- public disclosure requirements.
- EU Directive 2013/36/EU and the EU Regulation 575/2013