ESMA Residential Real Estate.Exposures.Total Credit Limit

Definition of ESMA Residential Real Estate.Exposures.Total Credit Limit

ESMA Residential Real Estate.Exposures.Total Credit Limit

• Member of Table: ESMA Residential Real Estate Exposures Table
• ESMA Field Index: RREL33

Description

For underlying exposures with flexible re-draw facilities (including revolving characteristics) or where the maximum underlying exposure amount hasn’t been withdrawn in full – the maximum underlying exposure amount that could potentially be outstanding. This field shall only be populated for underlying exposures that have flexible or further drawing characteristics.  This is not intended to capture instances where the obligor may renegotiate an increased underlying exposure balance but rather where there is currently the contractual ability for the obligor to do this and for the lender to provide the additional funding.

Include the currency in which the amount is denominated, using {CURRENCYCODE_3} format.

Field Characteristics

Format

The field type / format is: MONETARY

No Data Options

• The field cannot be empty under data options ND1-ND4
• The field can be empty under data option ND5

No Data Options Legend

Option	Explanation
ND1	Data not collected as not required by the lending or underwriting criteria
ND2	Data collected on underlying exposure application but not loaded into the originator’s reporting system
ND3	Data collected on underlying exposure application but loaded onto a separate system from the originator’s reporting system
ND4	Data collected but will only be available from YYYY-MM-DD (YYYY-MM-DD shall be completed)
ND5	Not applicable

Disclaimer

• This text is generated automatically. Do not edit manually!
• This information is provided as is. Refer to the ESMA Securitisation Template for pointers to definitive instructions