ESMA Residential Real Estate.Exposures.Account Status
From Open Risk Manual
Contents
Definition of ESMA Residential Real Estate.Exposures.Account Status
ESMA Residential Real Estate.Exposures.Account Status
- Member of Table: ESMA Residential Real Estate Exposures Table
- ESMA Field Index: RREL69
Description
Current status of the underlying exposure that has been securitised
Restructuring refers to any changes made to the contractual terms of the underlying exposure agreement due to forbearance, including payment holidays, arrears capitalisation, change of interest rate basis or margins, fees, penalties, maturity, and/or other generally-accepted measures of restructuring under forbearance.
Field Characteristics
Format
The field type / format is: LIST
Eligible Values
The following choices are available:
- Performing (PERF)
- Restructured - No Arrears (RNAR)
- Restructured - Arrears (RARR)
- Defaulted according to Article 178 of Regulation (EU) No 575/2013 (DFLT)
- Not defaulted according to Article 178 of Regulation (EU) No 575/2013 but classified as defaulted due to another definition of default being met (NDFT)
- Defaulted both according to Article 178 of Regulation (EU) No 575/2013 and according to another definition of default being met (DTCR)
- Defaulted only under another definition of default being met (DADB)
- Arrears (ARRE)
- Repurchased by Seller – Breach of Representations and Warranties (REBR)
- Repurchased by Seller – Defaulted (REDF)
- Repurchased by Seller – Restructured (RERE)
- Repurchased by Seller – Special Servicing (RESS)
- Repurchased by Seller – Other Reason (REOT)
- Redeemed (RDMD)
No Data Options
- The field cannot be empty under data options ND1-ND4
- The field cannot be empty under data option ND5
No Data Options Legend
| Option | Explanation |
|---|---|
| ND1 | Data not collected as not required by the lending or underwriting criteria |
| ND2 | Data collected on underlying exposure application but not loaded into the originator’s reporting system |
| ND3 | Data collected on underlying exposure application but loaded onto a separate system from the originator’s reporting system |
| ND4 | Data collected but will only be available from YYYY-MM-DD (YYYY-MM-DD shall be completed) |
| ND5 | Not applicable |
Disclaimer
- This text is generated automatically. Do not edit manually!
- This information is provided as is. Refer to the ESMA Securitisation Template for pointers to definitive instructions
