ESMA Consumer.Exposures.Purpose
From Open Risk Manual
Contents
Definition of ESMA Consumer.Exposures.Purpose
ESMA Consumer.Exposures.Purpose
- Member of Table: ESMA Consumer Exposures Table
- ESMA Field Index: CMRL25
Description
Loan Purpose
Field Characteristics
Format
The field type / format is: LIST
Eligible Values
The following choices are available:
- Tuition (TUIT)
- Living Expenses (LEXP)
- Medical (MDCL)
- Home Improvement (HIMP)
- Appliance or Furniture (APFR)
- Travel (TRVL)
- Debt Consolidation (DCON)
- New Car (NCAR)
- Used Car (UCAR)
- Other Vehicle (OVHC)
- Equipment (EQUP)
- Property (PROP)
No Data Options
- The field can be empty under data options ND1-ND4
- The field cannot be empty under data option ND5
No Data Options Legend
Option | Explanation |
---|---|
ND1 | Data not collected as not required by the lending or underwriting criteria |
ND2 | Data collected on underlying exposure application but not loaded into the originator’s reporting system |
ND3 | Data collected on underlying exposure application but loaded onto a separate system from the originator’s reporting system |
ND4 | Data collected but will only be available from YYYY-MM-DD (YYYY-MM-DD shall be completed) |
ND5 | Not applicable |
Disclaimer
- This text is generated automatically. Do not edit manually!
- This information is provided as is. Refer to the ESMA Securitisation Template for pointers to definitive instructions