ESMA Consumer.Exposures.Primary Income Type

From Open Risk Manual

Definition of ESMA Consumer.Exposures.Primary Income Type

ESMA Consumer.Exposures.Primary Income Type

  • Member of Table: ESMA Consumer Exposures Table
  • ESMA Field Index: CMRL16


Description

Indicate what income in CMRL15 is displayed


Field Characteristics

Format

The field type / format is: LIST

Eligible Values

The following choices are available:

  • Gross annual income (GRAN)
  • Net annual income (net of tax and social security) (NITS)
  • Net annual income (net of tax only) (NITX)
  • Net annual income (net of social security only) (NTIN)
  • Estimated net annual income (net of tax and social security) (ENIS)
  • Estimated net annual income (net of tax only) (EITX)
  • Estimated net annual income (net of social security only) (EISS)
  • Disposable Income (DSPL)
  • Borrower is legal entity (CORP)


No Data Options

  • The field can be empty under data options ND1-ND4
  • The field cannot be empty under data option ND5


No Data Options Legend

Option Explanation
ND1 Data not collected as not required by the lending or underwriting criteria
ND2 Data collected on underlying exposure application but not loaded into the originator’s reporting system
ND3 Data collected on underlying exposure application but loaded onto a separate system from the originator’s reporting system
ND4 Data collected but will only be available from YYYY-MM-DD (YYYY-MM-DD shall be completed)
ND5 Not applicable


Disclaimer

  • This text is generated automatically. Do not edit manually!
  • This information is provided as is. Refer to the ESMA Securitisation Template for pointers to definitive instructions