ESMA Automobile.Exposures.Primary Income Verification

From Open Risk Manual

Definition of ESMA Automobile.Exposures.Primary Income Verification

ESMA Automobile.Exposures.Primary Income Verification

  • Member of Table: ESMA Automobile Exposures Table
  • ESMA Field Index: AUTL19


Primary Income Verification

Field Characteristics


The field type / format is: LIST

Eligible Values

The following choices are available:

  • Self-certified no Checks (SCRT)
  • Self-certified with Affordability Confirmation (SCNF)
  • Verified (VRFD)
  • Non-Verified Income or Fast Track (NVRF)
  • Credit Bureau Information or Scoring (SCRG)

No Data Options

  • The field can be empty under data options ND1-ND4
  • The field cannot be empty under data option ND5

No Data Options Legend

Option Explanation
ND1 Data not collected as not required by the lending or underwriting criteria
ND2 Data collected on underlying exposure application but not loaded into the originator’s reporting system
ND3 Data collected on underlying exposure application but loaded onto a separate system from the originator’s reporting system
ND4 Data collected but will only be available from YYYY-MM-DD (YYYY-MM-DD shall be completed)
ND5 Not applicable


  • This text is generated automatically. Do not edit manually!
  • This information is provided as is. Refer to the ESMA Securitisation Template for pointers to definitive instructions