EBA NPL Lease Table
From Open Risk Manual
Table Fields
| Field | Type | Definition |
|---|---|---|
| Lease identifier | Text | Institution's internal identifier for the Lessee |
| Protection identifier | Text | Institution's internal identifier for the Property Collateral |
| Rent Coverage Ratio | Number | Ratio to measure how many times over the Private Individual Counterparty could pay the rent using his salary and is calculated by dividing the salary by the rent |
| Written Formal Lease | Boolean | Indicator as to whether there is a written formal lease in place |
| Start Date of Lease | Date | Date that the current lease starts |
| End Date of Lease | Date | Date that the current lease ends |
| Lease Break Option | Text | Details of lease break clause |
| Type of Lease Break Option | Choice | Type of lease break option |
| Currency of Lease | Choice | Currency that the lease is expressed in |
| Type of Lease | Choice | Type of the lease agreement with the Counterparty |
| Current Annual Passing Rent | Number | Current annual rent paid by the Counterparty based on the lease agreement |
| Rent in Past-Due | Number | Amount of rent in past-due as at cut-off date |
| Status of Lease Payment | Choice | Current status of the lease payment as at cut-off date |
| Last Rent Review Date | Date | Date that the last rent review event happened |
| Next Rent Review Date | Date | Date that the next rent review event will happen |
| Rent Review Structure | Text | Structure stated in the lease on rent reviews, e.g. the rent is indexed to the area average and can't be decreased |
| Rent Review Interval | Number | Number of months between two rent review events |
| Deposit Amount | Number | Amount of deposit paid by the Counterparty |
| Currency of Deposit | Choice | Currency that the deposit paid by the Counterparty is expressed in |
Disclaimer
- This text is generated automatically. Do not edit manually!
- This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions
