EBA NPL.Loan.Internal Credit Rating at Origination

From Open Risk Manual

Definition of Loan / Internal Credit Rating at Origination

Loan.Internal Credit Rating at Origination: Internal credit rating issued to the Loan applicable at the point of time when the counterparty became a customer and please provide the internal methodology used to decide the rating as a part of the transaction documents

  • EBA Field Index 7.087
  • Documentation Entry 209

Description

"Internal Credit Rating at Origination" is the internal credit rating issued to the loan applicable at the point of time when the Counterparty became a customer. The Institution is to provide the internal methodology used to decide the rating as a part of the transaction documents in annex to the data tape. The Internal Credit Rating at Origination is in some instances the same at Counterparty level as it is at loan level.

Field Characteristics

The field type is Text.


The field's importance for the Loan Tape is Moderate.

The field belongs to the EBA NPL Loan Table.

The field applies to all of the 7 EBA NPL Asset Classes.

The field is applicable to all borrower types.

The field is Not Confidential

Disclaimer

  • This text is generated automatically. Do not edit manually!
  • This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions