EBA NPL.Loan.Amortisation Type

From Open Risk Manual

Definition of Loan / Amortisation Type

Loan.Amortisation Type: Description of the Amortisation type of the loan as per the latest Loan Agreement

  • EBA Field Index 7.01
  • Documentation Entry 132

Description

"Amortisation Type" is a description of the amortisation type of the loan as per the latest Loan Agreement, e.g. Full amortisation, part amortisation, final bullet, bespoke repayment.

Field Characteristics

The field type is a Choice field. The following choices are available:

  • (a) Linear (L)
  • (b) Annuity (A)
  • (c) Interest Only (IO) i.e. no amortisation with a bullet
  • (d) Bespoke Repayment


The field's importance for the Loan Tape is Critical.

The field belongs to the EBA NPL Loan Table.

The field applies to all of the 7 EBA NPL Asset Classes.

The field is applicable to all borrower types.

The field is Not Confidential

Disclaimer

  • This text is generated automatically. Do not edit manually!
  • This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions