EBA NPL.Lease.Rent Coverage Ratio
From Open Risk Manual
Contents
Definition of Lease / Rent Coverage Ratio
Lease.Rent Coverage Ratio: Ratio to measure how many times over the Private Individual Counterparty could pay the rent using his salary and is calculated by dividing the salary by the rent
- EBA Field Index 13.002
- Documentation Entry 342
Description
"Rent Coverage Ratio" is the ratio to measure how many times over the Counterparty could pay the rent using his annual income and is calculated by dividing the salary by the gross rent.
Field Characteristics
The field type is a Number.
The field's importance for the Loan Tape is Moderate.
The field belongs to the EBA NPL Lease Table.
The field applies to 4 of the 7 EBA NPL Asset Classes. It does not apply to Residential Real Estate Loans, SME/Corporate Loans, Unsecured Loans,
The field applies to borrower type: Private Individual.
The field is Not Confidential
Disclaimer
- This text is generated automatically. Do not edit manually!
- This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions
