EBA NPL.Historical Collection Repayment Schedule.History of Payments Since Chargeoff

From Open Risk Manual

Definition of Historical Collection & Repayment Schedule / History of Payments Since Charge-off

Historical Collection & Repayment Schedule.History of Payments Since Charge-off: History of actual payments of all the Unsecured Retail Loans, either on the book or historically on the book, and since the Loan went into charge-off, each monthly amount presented in a separate column. A charge-off is the declaration by the Institution commonly on Unsecured Retail when the Borrower is severely delinquent, and the Institution starts the recovery process officially.

  • EBA Field Index 8.012
  • Documentation Entry 241

Description

"History of Payments Since Charge-off" is the history of actual payments of all the unsecured retail loans, either on the book or historically on the book, and since the loan went into charge-off, each monthly amount presented in a separate column Where charge-off is the declaration by the Institution commonly on unsecured retail when the Counterparty is severely delinquent, and the Institution starts the recovery process officially.

Field Characteristics

The field type is Array of Numbers.


The field's importance for the Loan Tape is Important.

The field belongs to the EBA NPL Historical Collection & Repayment Schedule Table.

The field applies to 2 of the 7 EBA NPL Asset Classes. It does not apply to Residential Real Estate Loans, Commercial Real Estate Loans, SME/Corporate Loans, Auto Loans, Leasing / Asset Backed Finance,

The field is applicable to all borrower types.

The field is Not Confidential

Disclaimer

  • This text is generated automatically. Do not edit manually!
  • This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions