Loan Portfolio
From Open Risk Manual
Definition
Loan Portfolio is a collection of credit exposures that is formed as part of financial intermediation activities that origination Lending products
Types of Loan Portfolios
- Retail credit portfolios such as home mortgages, credit cards etc., collectively denoted Consumer Finance)
- Corporate credit portfolios (corporate credit facilities), the are further split into SME Lending and Large Corporates segments
Loan Portfolio Management
Practices of managing loan portfolios can be divergent in methods, with the discipline of managing commercial client loan portfolios denoted more frequently as Loan Portfolio Management or Credit Portfolio Management.
