EBA NPL Non-Property Collateral Table
From Open Risk Manual
Revision as of 13:58, 1 October 2018 by Wiki admin (talk | contribs)
Table Fields
Field | Type | Definition |
---|---|---|
Protection identifier | Text | Institution internal identifier for the Non-Property Collateral |
Legal Owner | Text | Legal owner of the Collateral |
Type of Legal Owner | Choice | Type of the legal owner, i.e. Private Individual, Listed Corporate, Unlisted Corporate and Partnership |
Registration Number | Text | Registration number of the Collateral |
Collateral Type | Choice | Physical type of the Collateral, e.g. Guarantee and Machinery |
Description | Text | Detailed description of the collateral. Country specific for Spain - please see instructions. |
Currency of Collateral | Choice | Currency that the valuation and cash flows related to the Collateral are expressed in |
Guarantee Amount | Number | Claim amount of the guarantee when "Guarantee" is selected in field "Collateral Type" |
Activation of Guarantee | Boolean | Indicator as to whether the guarantee has been activated when "Guarantee" is selected in field "Collateral Type" |
Initial Valuation Amount | Number | Value of the Collateral assessed at loan origination |
Date of Initial Valuation | Date | Date at which the initial valuation was assessed |
Type of Initial Valuation | Choice | Type of the initial valuation |
Initial Residual Value | Number | Estimated residual value of the Collateral at loan origination, residual value refers to how much the Collateral will be worth at end of the loan term |
Initial Residual Valuation Date | Date | Date at which the initial residual value of the Collateral was assessed, residual value refers to how much the Collateral will be worth at end of the loan term |
Latest Valuation Amount | Number | Value of the Collateral when last assessed |
Date of Latest Valuation | Date | Date that the latest valuation took place |
Type of Latest Valuation | Choice | Type of the latest valuation for the Collateral |
Latest Residual Value | Number | Estimated residual value of the Collateral when last assessed, residual value refers to how much the Collateral will be worth at end of the loan term |
Date of the Latest Residual Valuation | Date | Date that the latest residual value of the Collateral was assessed, residual value refers to how much the Collateral will be worth at end of the loan term |
Current Opex And Overheads | Number | Current annual operational expenses and overheads of running the Collateral as at cut-off date |
Asset Purchase Obligation | Boolean | Indicator as to whether there is an obligation for the Borrower to purchase the Collateral at the end of the lease |
Option to Buy Price | Number | Amount the Borrower will pay at the end of the lease in order to take ownership of the Collateral |
Year of Registration | Date | Year that the Collateral was registered |
Configuration | Text | Specification and option list of the Collateral |
Original Country of Registration | Choice | Country that the Collateral was originally registered in |
Current Country of Registration | Choice | Country that the Collateral is currently registered in as at cut-off date |
Estimated Useful Life | Number | Estimated remaining useful life as at cut-off date |
Year of Manufacture | Date | Year that the Collateral was manufactured / first sold |
Manufacturer of Collateral | Text | Name used to refer to the manufacturer of the Collateral |
Name or Model of Collateral | Text | Name / model of the Collateral |
Engine Size | Number | Engine size (litres) of the Collateral |
New Or Used | Choice | Condition of the Collateral at loan origination |
Collateral Insurance | Boolean | Indicator as to whether there is an insurance on the Collateral |
Collateral Insurance Coverage Amount | Number | Amount that the collateral insurance covers |
Collateral Insurance Provider | Text | Name of the collateral insurance provider |
Enforcement Status | Boolean | Status of the enforcement process that the Collateral is currently in as at cut-off date, e.g. if it is in receivership |
Enforcement Status Third Parties | Boolean | Indicator as to whether any other secured creditors have taken steps to enforce security over the asset? (Y/N) |
Enforcement Description | Text | Comments/Description of the stage of Enforcement that the Non-Property Collateral is in as at cut-off date |
Disclaimer
- This text is generated automatically. Do not edit manually!
- This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions