EBA NPL Non-Property Collateral Table

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Table Fields

Field Type Definition
Protection identifier Text Institution internal identifier for the Non-Property Collateral
Legal Owner Text Legal owner of the Collateral
Type of Legal Owner Choice Type of the legal owner, i.e. Private Individual, Listed Corporate, Unlisted Corporate and Partnership
Registration Number Text Registration number of the Collateral
Collateral Type Choice Physical type of the Collateral, e.g. Guarantee and Machinery
Description Text Detailed description of the collateral. Country specific for Spain - please see instructions.
Currency of Collateral Choice Currency that the valuation and cash flows related to the Collateral are expressed in
Guarantee Amount Number Claim amount of the guarantee when "Guarantee" is selected in field "Collateral Type"
Activation of Guarantee Boolean Indicator as to whether the guarantee has been activated when "Guarantee" is selected in field "Collateral Type"
Initial Valuation Amount Number Value of the Collateral assessed at loan origination
Date of Initial Valuation Date Date at which the initial valuation was assessed
Type of Initial Valuation Choice Type of the initial valuation
Initial Residual Value Number Estimated residual value of the Collateral at loan origination, residual value refers to how much the Collateral will be worth at end of the loan term
Initial Residual Valuation Date Date Date at which the initial residual value of the Collateral was assessed, residual value refers to how much the Collateral will be worth at end of the loan term
Latest Valuation Amount Number Value of the Collateral when last assessed
Date of Latest Valuation Date Date that the latest valuation took place
Type of Latest Valuation Choice Type of the latest valuation for the Collateral
Latest Residual Value Number Estimated residual value of the Collateral when last assessed, residual value refers to how much the Collateral will be worth at end of the loan term
Date of the Latest Residual Valuation Date Date that the latest residual value of the Collateral was assessed, residual value refers to how much the Collateral will be worth at end of the loan term
Current Opex And Overheads Number Current annual operational expenses and overheads of running the Collateral as at cut-off date
Asset Purchase Obligation Boolean Indicator as to whether there is an obligation for the Borrower to purchase the Collateral at the end of the lease
Option to Buy Price Number Amount the Borrower will pay at the end of the lease in order to take ownership of the Collateral
Year of Registration Date Year that the Collateral was registered
Configuration Text Specification and option list of the Collateral
Original Country of Registration Choice Country that the Collateral was originally registered in
Current Country of Registration Choice Country that the Collateral is currently registered in as at cut-off date
Estimated Useful Life Number Estimated remaining useful life as at cut-off date
Year of Manufacture Date Year that the Collateral was manufactured / first sold
Manufacturer of Collateral Text Name used to refer to the manufacturer of the Collateral
Name or Model of Collateral Text Name / model of the Collateral
Engine Size Number Engine size (litres) of the Collateral
New Or Used Choice Condition of the Collateral at loan origination
Collateral Insurance Boolean Indicator as to whether there is an insurance on the Collateral
Collateral Insurance Coverage Amount Number Amount that the collateral insurance covers
Collateral Insurance Provider Text Name of the collateral insurance provider
Enforcement Status Boolean Status of the enforcement process that the Collateral is currently in as at cut-off date, e.g. if it is in receivership
Enforcement Status Third Parties Boolean Indicator as to whether any other secured creditors have taken steps to enforce security over the asset? (Y/N)
Enforcement Description Text Comments/Description of the stage of Enforcement that the Non-Property Collateral is in as at cut-off date

Disclaimer

  • This text is generated automatically. Do not edit manually!
  • This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions