Credit Portfolio Manager
Contents
Definition
A Credit Portfolio Manager is a person specializing in the management of credit portfolios, that is collections of Credit Risk sensitive assets.
Roles and Responsibilities
- Provide portfolio information (help assess the current state of the portfolio)
- Help guide the origination of credit assets (help the formation of a future portfolio)
- Improve portfolio structure and reduce concentrations
- Help managing risk appetite (setting and monitoring relevant risk limits)
- Support the management of capital and financial returns
Skills
Description of the abilities, proficiencies, know-hows, skills the a person must possess in order to carry out the risk management responsibilities
- Business Skills
- Technical Skills
- General Skills (Linguistic)
Seniority Level
Indication as to whether the function is formally segmented into seniority levels (e.g. junior, senior) that have material skill / experience requirements and are not simply organizational arrangements.
Experience
Experience denotes the intangible qualities acquired by a person in the process of having performed certain functions in the past
- Required experience in related business models
- General work experience
Education
Education denotes any formal and long duration training that is considered an important prerequisite for a role
- Educational level, e.g., university or college degree
- Subject matter of studies / Specialization
- Educational institution
Qualifications
Qualifications are formal certifications that a person fulfills some professional requirements
- Certifications
- Accreditations
- Admittance to professional societies etc.
Regulatory Aspects
While credit portfolio managers perform a variety of Risk Management related functions, they are not necessarily placed in the organization under the Independent Risk Management and they can also be considered a regular business function or first line of defense unde the Three Lines of Defense paradigm.
See Also
- Related or juxtaposed job functions
Semantic Data
- The ESCO Code to which this job best corresponds to (as the most detailed leaf of the tree)
Categories
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