Non Performing Loan Ontology (NPLO)
type: Ontology
creator: Open Risk (https://www.openriskmanagement.com)
description: The Non Performing Loan ontology, described using W3C RDF Schema and the Web Ontology Language OWL. NPLO aims to conform as closely as possible to the published European Banking Authority NPL Data Templates Release Notes: - Version 0.1 Defines the main classes, object and data properties of the ontology
format: application/rdf+xml
rights: Copyright © 2021 Open Risk
license: Creative Commons Attribution 3.0 (CC BY 3.0)
comment: The Non Performing Loan Ontology is still in active development. Feedback, ideas, use cases are encouraged
version info: 0.1

has_accounting_stages_of_asset_quality
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: Datatype
  one of: Fair Value Through P rofit and Loss
  one of: IFRS Stage 1
  one of: IFRS Stage 2
  one of: IFRS Stage 3 (Impaired)
  one of: Other Accounting Standard – Impaired Asset
  one of: Other Accounting Standard – Not Impaired
comment: Accounting stages of asset quality, i.e. IFRS Stage 1, IFRS Stage 2, IFRS Stage 3 (impaired), Fair Value Through P&L, Other Accounting Standard – impaired asset, Other Accounting Standard – Not impaired
comment: EBA 1.1 Field Index: 7.023
version info: 0.1

has_accrued_interest_balance_off_book
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Amount of interest that has been accrued but not capitalized to the Loan, as not recognized on the balance sheet
comment: EBA 1.1 Field Index: 7.021
version info: 0.1

has_accrued_interest_balance_on_book
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Current amount of outstanding interest as recognised on the balance sheet at the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.018
version info: 0.1

has_activation_of_guarantee
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Collateral
range: boolean
comment: EBA 1.1 Field Index: 14.008
comment: Indicator as to whether the guarantee has been activated when "Guarantee" is selected in field "Collateral Type"
version info: 0.1

has_additional_name_of_insolvencyorrestructuring_proceedings
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: Datatype
  one of: Corporate Insolvency Procedures which also include funds
  one of: Corporate Restructuring Procedures which also include funds
  one of: Partnership Insolvency Procedures
  one of: Partnership Restructuring Procedures
  one of: Private Individual Counterparty Debt Compromise Procedures
  one of: Private Individual Counterparty Insolvency Procedures
comment: Additional name of any insolvency or restructuring proceedings to which the Counterparty is subject
comment: EBA 1.1 Field Index: 3.076
version info: 0.1

has_additional_stage_reached_in_insolvencyorrestructuring_procedure
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: string
comment: Additional indication of how advanced the relevant procedure has become as a result of various legal steps in the legal procedure having been completeted
comment: EBA 1.1 Field Index: 3.081
version info: 0.1

has_address_of_property
type: DatatypeProperty
sub property of: Critical
sub property of: Static
sub property of: VariableConfidentiality
domain: PropertyCollateral
range: string
comment: EBA 1.1 Field Index: 11.008
comment: Street address where the Property is located at, including flat / house number or name
version info: 0.1

has_address_of_registered_location
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: VariableConfidentiality
domain: Counterparty
range: string
comment: Address where the Corporate Counterparty is registered, including flat / house number
comment: EBA 1.1 Field Index: 3.036
version info: 0.1

has_address_of_residence
type: DatatypeProperty
sub property of: Confidential
sub property of: Dynamic
sub property of: Moderate
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.01
comment: Street address where the Private Individual Counterparty lives, including flat / house number
version info: 0.1

has_amortisation_type
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: Datatype
  one of: Annuity (A)
  one of: Bespoke Repayment
  one of: Interest Only (IO) i.e. no amortisation with a bullet
  one of: Linear (L)
comment: Description of the Amortisation type of the loan as per the latest Loan Agreement
comment: EBA 1.1 Field Index: 7.01
version info: 0.1

has_amount_of_outstanding_liabilities
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: Amount of accrued costs and fees paid by the receiver and to be invoiced to the Institution
comment: EBA 1.1 Field Index: 16.042
version info: 0.1

has_amount_of_repayment_step_up
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Forbearance
range: decimal
comment: Additional amount that the current agreed forbearance amount is increased by
comment: EBA 1.1 Field Index: 10.014
version info: 0.1

has_amount_of_vat_payable
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: Amount of VAT payable on the disposal of the Unit
comment: EBA 1.1 Field Index: 11.05
version info: 0.1

has_annual_ebit
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: Amount of annual EBIT held by the Corporate Counterparty as per the latest available financial statements
comment: EBA 1.1 Field Index: 3.058
version info: 0.1

has_annual_income
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: EBA 1.1 Field Index: 3.016
comment: Total annual income of the Private Individual Counterparty
version info: 0.1

has_annual_insurance_payment
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: Annual insurance payment to be paid by receiver
comment: EBA 1.1 Field Index: 16.04
version info: 0.1

has_annual_revenue
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: Amount of annual revenue held by the Corporate Counterparty as per the latest available financial statements
comment: EBA 1.1 Field Index: 3.057
version info: 0.1

has_area_type_of_property
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: Datatype
  one of: City centre
  one of: City non-centre
  one of: Prime city centre
  one of: Rural
  one of: Suburban
comment: Area type where the Property is located at , i.e. City centre, Suburban and Rural
comment: EBA 1.1 Field Index: 11.014
version info: 0.1

has_asset_purchase_obligation
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: boolean
comment: EBA 1.1 Field Index: 14.02
comment: Indicator as to whether there is an obligation for the Borrower to purchase the Collateral at the end of the lease
version info: 0.1

has_balance_amount_sent_to_agent
type: DatatypeProperty
sub property of: Current
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: ExternalCollection
range: decimal
comment: EBA 1.1 Field Index: 9.009
comment: The Balance that was sent to the External Debt Collection Agent
version info: 0.1

has_balance_at_default
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Balance of the Loan when the Loan has defaulted (CRR Art.178)
comment: EBA 1.1 Field Index: 7.074
version info: 0.1

has_basis_of_financial_statements
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: Datatype
  one of: IFRS
  one of: National GAAP
  one of: Other
comment: EBA 1.1 Field Index: 3.042
comment: Financial reporting practice the Corporate Counterparty has adopted
version info: 0.1

has_building_area_m2
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: decimal
comment: Building area (square metres) of the Unit
comment: EBA 1.1 Field Index: 11.021
version info: 0.1

has_building_area_m2_lettable
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: decimal
comment: Building area (square metres) of the Unit that is lettable
comment: EBA 1.1 Field Index: 11.022
version info: 0.1

has_building_area_m2_occupied
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: Building area (square metres) of the Unit that has been occupied by landlord / tenant
comment: EBA 1.1 Field Index: 11.023
version info: 0.1

has_business_description
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: string
comment: Description of the business operations of the Corporate Counterparty, providing more detail for field "Industry Segment"
comment: EBA 1.1 Field Index: 3.048
version info: 0.1

has_capitalised_pastdue_amount
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.067
comment: Total capitalised past-due balance as recognised on balance sheet at NPL Portfolio Cut-Off Date i.e. Interest and Legal Fees
version info: 0.1

has_cash_and_cash_equivalent_items
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: Amount of cash and cash equivalent items held by the Corporate Counterparty as per the latest available financial statements
comment: EBA 1.1 Field Index: 3.051
version info: 0.1

has_cash_recoveries
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: NonConfidential
sub property of: Static
domain: ExternalCollection
range: decimal
comment: EBA 1.1 Field Index: 9.01
comment: Total cash recoveries collected by the external collection agent
version info: 0.1

has_channel_of_origination
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: Datatype
  one of: Branch
  one of: Broker
  one of: Internet
  one of: Other
comment: Channel through which the Loan was originated, i.e. Branch, Internet and Broker
comment: EBA 1.1 Field Index: 7.002
version info: 0.1

has_chargeoff_date
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date when the Loan went into charge-off. A charge-off is the declaration by the Institution commonly on Unsecured Retail when the Borrower is severely delinquent, and the Institution starts the recovery process officially.
comment: EBA 1.1 Field Index: 7.075
version info: 0.1

has_city_of_property
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: string
comment: City where the Property is located at
comment: EBA 1.1 Field Index: 11.009
version info: 0.1

has_city_of_registered_location
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: string
comment: City where the Corporate Counterparty is registered
comment: EBA 1.1 Field Index: 3.037
version info: 0.1

has_city_of_residence
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: string
comment: City where the Private Individual Counterparty lives
comment: EBA 1.1 Field Index: 3.011
version info: 0.1

has_clause_to_stop_forbearance
type: DatatypeProperty
sub property of: Current
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Forbearance
range: boolean
comment: EBA 1.1 Field Index: 10.016
comment: Indicator as to whether a clause exists to allow the Institution to stop the current forbearance
version info: 0.1

has_code_of_conduct
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: boolean
comment: EBA 1.1 Field Index: 7.077
comment: Indicator as to whether the Loan is subject to certain Code of Conduct
version info: 0.1

has_collateral_insurance
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Collateral
range: boolean
comment: EBA 1.1 Field Index: 14.032
comment: Indicator as to whether there is an insurance on the Collateral
version info: 0.1

has_collateral_insurance_coverage_amount
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Collateral
range: decimal
comment: Amount that the collateral insurance covers
comment: EBA 1.1 Field Index: 14.033
version info: 0.1

has_collateral_repossessed_date
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: Date that the collateral is repossessed
comment: EBA 1.1 Field Index: 16.017
version info: 0.1

has_collateral_type
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: Datatype
  one of: Aeroplanes
  one of: Auto Mobile Vehicles
  one of: Commercial Trucks
  one of: Deposit
  one of: Energy Related Equipment
  one of: Floating Charge
  one of: Guarantee
  one of: Industrial Equipment
  one of: Industrial Vehicles
  one of: Life insurance
  one of: Machine Tools
  one of: Medical Equipment
  one of: Nautical Commercial Vehicles
  one of: Nautical Leisure Vehicles
  one of: Office Equipment
  one of: Other Equipment
  one of: Other Vehicles
  one of: Other financial asset
  one of: Other goods/inventory
  one of: Rail Vehicles
  one of: Securities
comment: EBA 1.1 Field Index: 14.004
comment: Physical type of the Collateral, e.g. Guarantee and Machinery
version info: 0.1

has_commencement_date_of_insolvency_or_restructuring_proceedings
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: dateTime
comment: Date that the Counterparty commenced Insolvency / Restructuring Proceedings
comment: EBA 1.1 Field Index: 3.079
version info: 0.1

has_comments_on_code_of_conduct
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: EBA 1.1 Field Index: 7.078
comment: Further comments / details on Code of Conduct
version info: 0.1

has_comments_on_covenant_waiver
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: EBA 1.1 Field Index: 7.103
comment: Further comments / details on the covenant waiver if "Yes" is selected in field "Covenant Waiver"
version info: 0.1

has_comments_on_other_litigation_related_process
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.101
comment: Further comments / details if there is other litigation processes in place
version info: 0.1

has_completion_of_property
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: PropertyCollateral
range: boolean
comment: EBA 1.1 Field Index: 11.051
comment: Indicator as to whether the construction of the Unit is complete
version info: 0.1

has_condition_of_property
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: Datatype
  one of: Excellent
  one of: Fair
  one of: Good
  one of: Poor
comment: EBA 1.1 Field Index: 11.007
comment: Quality classification of the property
version info: 0.1

has_configuration
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: string
comment: EBA 1.1 Field Index: 14.023
comment: Specification and option list of the Collateral
version info: 0.1

has_contingent_obligations
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: boolean
comment: EBA 1.1 Field Index: 3.069
comment: Indicator as to whether the Corporate Counterparty has contingent obligations which will be part of the sale, e.g. the Institution provided a guarantee to a real estate developer on their development
version info: 0.1

has_contracted_date
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: Contracted date
comment: EBA 1.1 Field Index: 16.022
version info: 0.1

has_correspondence_address_of_appointed_insolvency_practitioner
type: DatatypeProperty
sub property of: Confidential
sub property of: Important
sub property of: Static
domain: Counterparty
range: string
comment: Correspondence address of appointed insolvency practitioner
comment: EBA 1.1 Field Index: 3.085
version info: 0.1

has_costs_accrued
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: NonConfidential
sub property of: Static
domain: ExternalCollection
range: decimal
comment: EBA 1.1 Field Index: 9.011
comment: Total amount of costs accrued for external collection as at the NPL Portfolio Cut-Off Date
version info: 0.1

has_costs_accrued_to_buyer
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: Costs accrued to the buyer
comment: EBA 1.1 Field Index: 16.016
version info: 0.1

has_costs_at_end_of_sale
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: EBA 1.1 Field Index: 16.014
comment: Total costs accrued to the seller at end of sale process
version info: 0.1

has_counterparty_deceased
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: boolean
comment: EBA 1.1 Field Index: 3.074
comment: Indicator as to whether the Private Individual Counterparty has passed away
version info: 0.1

has_country_of_origination
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: Country where the Loan was originated
comment: EBA 1.1 Field Index: 7.005
version info: 0.1

has_country_of_registered_location
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: string
comment: Country where the Corporate Counterparty is registered
comment: EBA 1.1 Field Index: 3.041
version info: 0.1

has_country_of_residence
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Counterparty
range: string
comment: Country where the Private Individual Counterparty resides
comment: EBA 1.1 Field Index: 3.015
version info: 0.1

has_court_appraisal_amount
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: Court appraisal amount of the Property / Collateral
comment: EBA 1.1 Field Index: 16.007
version info: 0.1

has_court_auction_identifier
type: DatatypeProperty
sub property of: Confidential
sub property of: Critical
sub property of: Current
sub property of: Dynamic
domain: Enforcement
range: string
comment: EBA 1.1 Field Index: 16.006
comment: Unique identifier for the auction process
version info: 0.1

has_court_auction_reserve_price_for_first_auction
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: Future
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: Court set reserve price for first auction, i.e. minimum price required by the court
comment: EBA 1.1 Field Index: 16.025
version info: 0.1

has_court_auction_reserve_price_for_last_auction
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: Court set reserve price for last auction, i.e. minimum price required by the court
comment: EBA 1.1 Field Index: 16.029
version info: 0.1

has_court_auction_reserve_price_for_next_auction
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: Court set reserve price for next auction, i.e. minimum price required by the court
comment: EBA 1.1 Field Index: 16.027
version info: 0.1

has_covenant_waiver
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: boolean
comment: EBA 1.1 Field Index: 7.102
comment: Indicator as to whether there has been a covenant waiver sent out for any breaches of the Loan Agreement
version info: 0.1

has_cross_collateralisation_for_counterparty
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: Datatype
  one of: Full
  one of: None
  one of: Partial
comment: EBA 1.1 Field Index: 3.064
comment: Indicator as to whether all / some of the loans held by the Counterparty are secured by all / some of the collaterals held by the Counterparty
version info: 0.1

has_cross_collateralisation_in_counterparty_group
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: NonConfidential
sub property of: Static
domain: CounterpartyGroup
range: Datatype
  one of: Full
  one of: None
  one of: Partial
comment: EBA 1.1 Field Index: 2.008
comment: Indicator as to whether all / some of the loans in the Counterparty Group are secured by all / some of the collaterals within the Counterparty Group ("Full", "Partial", "None")
version info: 0.1

has_cross_default_for_counterparty
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: Datatype
  one of: Full
  one of: None
  one of: Partial
comment: EBA 1.1 Field Index: 3.062
comment: Indicator as to whether contractual breach of any loans held by the Counterparty would trigger the default event of any other loans
version info: 0.1

has_cross_default_in_counterparty_group
type: DatatypeProperty
sub property of: Current
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: CounterpartyGroup
range: Datatype
  one of: Full
  one of: None
  one of: Partial
comment: EBA 1.1 Field Index: 2.006
comment: The indicator as to whether Contractual breach of any loans in the Counterparty Group would trigger the contractual default event of the other loans. ("Full", "Partial", "none")
version info: 0.1

has_currency_of_annual_income
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Counterparty
range: string
comment: Currency that the annual income of the Private Individual Counterparty is expressed in
comment: EBA 1.1 Field Index: 3.017
version info: 0.1

has_currency_of_collateral
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: string
comment: Currency that the valuation and cash flows related to the Collateral are expressed in
comment: EBA 1.1 Field Index: 14.006
version info: 0.1

has_currency_of_deposit
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: string
comment: Currency that the deposit held with the Institution is expressed in
comment: EBA 1.1 Field Index: 3.072
version info: 0.1

has_currency_of_enforcement
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: NonConfidential
sub property of: Static
domain: Enforcement
range: string
comment: Currency that the items related to enforcement are expressed in
comment: EBA 1.1 Field Index: 16.003
version info: 0.1

has_currency_of_financial_statements
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: string
comment: Currency that the latest available financial statements are expressed in
comment: EBA 1.1 Field Index: 3.045
version info: 0.1

has_currency_of_property
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: string
comment: Currency that the valuation and cash flows related to the Unit are expressed in
comment: EBA 1.1 Field Index: 11.029
version info: 0.1

has_current_annual_passing_rent
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: Current annual passing rent charged to the Tenants of the Unit as at latest valuation date
comment: EBA 1.1 Field Index: 11.042
version info: 0.1

has_current_assets
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: Amount of current assets held by the Corporate Counterparty, excluding cash and cash equivalent items as per the latest available financial statements
comment: EBA 1.1 Field Index: 3.05
version info: 0.1

has_current_country_of_registration
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: string
comment: Country that the Collateral is currently registered in as at cut-off date
comment: EBA 1.1 Field Index: 14.025
version info: 0.1

has_current_covenant_levels
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Current levels of covenants as at NPL Portfolio Cut-Off date
comment: EBA 1.1 Field Index: 7.085
version info: 0.1

has_current_external_credit_rating
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: string
comment: EBA 1.1 Field Index: 7.091
comment: External credit rating issued for the Loan at NPL Portfolio Cut-Off Date. In case several ratings are assigned, the approach described in Art. 138 of the CRR applies.
version info: 0.1

has_current_external_credit_scoring
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.031
comment: External credit scoring issued to the Private Individual Counterparty at cut-off date
version info: 0.1

has_current_interest_base_rate
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Current base rate of the Loan as at NPL Portfolio Cut-Off Date when "Variable" is selected in field "Current Interest Rate Type"
comment: EBA 1.1 Field Index: 7.034
version info: 0.1

has_current_interest_margin
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.035
comment: The current margin above the base rate as stated in the Loan Agreement and applicable at the NPL Portfolio Cut-Off Date
version info: 0.1

has_current_interest_rate
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.031
comment: The current total interest rate of the loan as stated in the Loan Agreement on and applicable at the NPL Portfolio Cut-Off Date.
version info: 0.1

has_current_interest_rate_reference
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: Datatype
  one of: 1m EURIBOR
  one of: 1m LIBOR
  one of: 3m EURIBOR
  one of: 3m LIBOR
  one of: 6m EURIBOR
  one of: 6m LIBOR
  one of: EONIA
  one of: Standard Variable Rate (SVR)
comment: Current interest rate base or reference of the loan as stated in the Loan Agreement and applicable at the NPL Portfolio Cut-Off Date when ‘Variable’ is selected in field ‘Current Interest Rate Type’
comment: EBA 1.1 Field Index: 7.036
version info: 0.1

has_current_interest_rate_type
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: Datatype
  one of: Fixed
  one of: Mixed
  one of: Variable
comment: EBA 1.1 Field Index: 7.032
comment: The current interest rate type as per Loan Agreement and applicable at the NPL Portfolio Cut-Off Date, i.e. Fixed / Variable / Mixed
version info: 0.1

has_current_internal_credit_rating
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: string
comment: EBA 1.1 Field Index: 7.09
comment: Internal credit rating issued to the Loan at NPL Portfolio Cut-Off Date and please provide the internal methodology used to decide the rating as a part of the transaction documents
version info: 0.1

has_current_market_status
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: Datatype
  one of: Off the market is when the collateral is not marketed or up for sale
  one of: On the market is when the collateral is advertised and marketed for sale
comment: Current market status of the Property / Collateral as at cut-off date
comment: EBA 1.1 Field Index: 16.009
version info: 0.1

has_current_maturity_date
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Contractual maturity date of the Loan as at NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.014
version info: 0.1

has_current_net_operating_income
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: Current annual net operating income generated by the Unit as at the latest valuation date
comment: EBA 1.1 Field Index: 11.045
version info: 0.1

has_current_opex_and_overheads
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Collateral
range: decimal
comment: Current annual operational expenses and overheads of running the Collateral as at cut-off date
comment: EBA 1.1 Field Index: 14.019
version info: 0.1

has_current_reversion_interest_rate
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Current level of reversion interest rate according to the Loan Agreement and applicable as at NPL Portfolio Cut-Off Date, reversion means that after the interest fixed period the Institution would revert the rate to a different type, e.g. the Institution's Standard Variable Rate
comment: EBA 1.1 Field Index: 7.042
version info: 0.1

has_date_next_insurance_payment_is_due
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: Date that the next insurance payment is due
comment: EBA 1.1 Field Index: 16.041
version info: 0.1

has_date_of_appointment
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: dateTime
comment: Date that the insolvency practitioner was appointed
comment: EBA 1.1 Field Index: 3.083
version info: 0.1

has_date_of_birth
type: DatatypeProperty
sub property of: Confidential
sub property of: Moderate
sub property of: Static
domain: Counterparty
range: dateTime
comment: Date of birth of the Private Individual Counterparty
comment: EBA 1.1 Field Index: 3.006
version info: 0.1

has_date_of_court_appraisal
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: Date that the court appraisal happened
comment: EBA 1.1 Field Index: 16.008
version info: 0.1

has_date_of_default
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the Loan defaulted
comment: EBA 1.1 Field Index: 7.073
version info: 0.1

has_date_of_external_demand_issuance
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: dateTime
comment: Date that a demand notice was sent by solicitors who act on behalf of the Institution
comment: EBA 1.1 Field Index: 3.093
version info: 0.1

has_date_of_first_forbearance
type: DatatypeProperty
sub property of: Critical
sub property of: Historical
sub property of: NonConfidential
sub property of: Static
domain: Forbearance
range: dateTime
comment: Date that the first forbearance happened
comment: EBA 1.1 Field Index: 10.005
version info: 0.1

has_date_of_incorporation
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: dateTime
comment: Date that the Corporate Counterparty was incorporated as a company, partnership or fund, and therefore became a separate legal entity from its owners, with its own rights and obligations
comment: EBA 1.1 Field Index: 3.033
version info: 0.1

has_date_of_initial_valuation
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: dateTime
comment: Date at which the initial valuation was assessed
comment: EBA 1.1 Field Index: 14.01
version info: 0.1

has_date_of_internal_demand_issuance
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: dateTime
comment: Date that a demand notice was sent by the Institution itself
comment: EBA 1.1 Field Index: 3.092
version info: 0.1

has_date_of_last_contact
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: dateTime
comment: Date of last direct contact with the Counterparty
comment: EBA 1.1 Field Index: 3.061
version info: 0.1

has_date_of_latest_annual_financial_statements
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Counterparty
range: dateTime
comment: Date of the latest available Financial Statements
comment: EBA 1.1 Field Index: 3.044
version info: 0.1

has_date_of_latest_valuation
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Collateral
range: dateTime
comment: Date that the latest valuation took place
comment: EBA 1.1 Field Index: 14.015
version info: 0.1

has_date_of_obtaining_order_for_possession
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: dateTime
comment: Date that the Order for Possession is granted by the court
comment: EBA 1.1 Field Index: 3.097
version info: 0.1

has_date_of_origination
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: dateTime
comment: Date that the Loan originated as per the Loan Agreement
comment: EBA 1.1 Field Index: 7.004
version info: 0.1

has_date_of_principal_forgiveness
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: Historical
sub property of: NonConfidential
domain: Forbearance
range: dateTime
comment: Date that the principal forgiveness happened
comment: EBA 1.1 Field Index: 10.008
version info: 0.1

has_date_of_receiver_appointment
type: DatatypeProperty
sub property of: Dynamic
sub property of: Historical
sub property of: Important
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: Date that the receiver was appointed
comment: EBA 1.1 Field Index: 16.035
version info: 0.1

has_date_of_repayment_step_up
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Forbearance
range: dateTime
comment: Date at which the current agreed forbearance amount is increased
comment: EBA 1.1 Field Index: 10.013
version info: 0.1

has_date_of_the_latest_residual_valuation
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Collateral
range: dateTime
comment: Date that the latest residual value of the Collateral was assessed, residual value refers to how much the Collateral will be worth at end of the loan term
comment: EBA 1.1 Field Index: 14.018
version info: 0.1

has_date_of_verification_for_personal_details
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Counterparty
range: dateTime
comment: Date that the personal details of the Private Individual Counterparty, i.e. nationality, residence, annual income and occupation in the above fields, were last verified
comment: EBA 1.1 Field Index: 3.022
version info: 0.1

has_date_returned_from_agent
type: DatatypeProperty
sub property of: Current
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: ExternalCollection
range: dateTime
comment: Date that the Loan was received back from the external collection agent, i.e. when the agent stopped recovery efforts and passed the Loan back to the Institution
comment: EBA 1.1 Field Index: 9.007
version info: 0.1

has_date_sent_to_agent
type: DatatypeProperty
sub property of: Current
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: ExternalCollection
range: dateTime
comment: Date that the Loan was sent to the external collection agent
comment: EBA 1.1 Field Index: 9.006
version info: 0.1

has_date_when_reservation_of_rights_letter_was_issued
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: dateTime
comment: Date that the Reservation of Rights Letter was issued by the Institution
comment: EBA 1.1 Field Index: 3.094
version info: 0.1

has_days_in_pastdue
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.068
comment: Number of days that the Loan is currently past-due as at the NPL Portfolio Cut-Off Date
version info: 0.1

has_default_penalty_interest_margin
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: decimal
comment: Additional margin charged on the balance of the Loan in default according to the Loan Agreement and applicable as of the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.054
version info: 0.1

has_deposit_balance_with_institution
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: Deposit amount the Counterparty holds with the Institution as defined by annex II, Part two of the ECB BSI Regulation
comment: EBA 1.1 Field Index: 3.071
version info: 0.1

has_description
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: string
comment: Detailed description of the collateral. Country specific for Spain - please see instructions.
comment: EBA 1.1 Field Index: 14.005
version info: 0.1

has_description_of_bespoke_repayment
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: Description of the bespoke repayment profile when "Bespoke Repayment" is selected in field "Amortisation Type"
comment: EBA 1.1 Field Index: 7.011
version info: 0.1

has_description_of_contingent_obligations
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: string
comment: Description of contingent obligations when "Yes" is selected in field "Contingent Obligations"
comment: EBA 1.1 Field Index: 3.07
version info: 0.1

has_description_of_cross_collateralisation
type: DatatypeProperty
sub property of: Current
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: string
comment: Description of cross collateralisation when "Partial" is selected in field "Cross Collateralisation for Counterparty"
comment: EBA 1.1 Field Index: 3.065
version info: 0.1

has_description_of_cross_default
type: DatatypeProperty
sub property of: Current
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: string
comment: Description of cross default when "Partial" is selected in field "Cross Default for Counterparty"
comment: EBA 1.1 Field Index: 3.063
version info: 0.1

has_description_of_current_interest_rate_type
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: string
comment: Description of current interest rate type when "Mixed" is selected in field "Current Interest Rate Type"
comment: EBA 1.1 Field Index: 7.033
version info: 0.1

has_description_of_forbearance
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Forbearance
range: string
comment: EBA 1.1 Field Index: 10.004
comment: Further comments / details on the current forbearance
version info: 0.1

has_description_of_legal_procedure_type
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: string
comment: Description of the legal procedure type when 'Other' is selected in the data field 'Legal Procedure Type'
comment: EBA 1.1 Field Index: 3.078
version info: 0.1

has_description_of_original_interest_rate_type
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: Description of original interest rate type when "Mixed" is selected in field "Original Interest Rate Type"
comment: EBA 1.1 Field Index: 7.027
version info: 0.1

has_description_of_related_party
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.067
comment: Further comments / details on the nature of the relation between the institution and the related party when "Yes" is selected in field "Related Party"
version info: 0.1

has_description_of_relevant_schemes
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: Description of the relevant scheme if 'Yes' is selected in the field 'Relevant Schemes'
comment: EBA 1.1 Field Index: 7.095
version info: 0.1

has_description_of_sponsor
type: DatatypeProperty
sub property of: Current
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: CounterpartyGroup
range: string
comment: Description and related narrative on the Sponsor
comment: EBA 1.1 Field Index: 2.005
version info: 0.1

has_description_of_the_forbearance_clause
type: DatatypeProperty
sub property of: Current
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Forbearance
range: string
comment: EBA 1.1 Field Index: 10.017
comment: Further comments / details on the clause if "Yes" is selected in field "Clause to Stop Forbearance"
version info: 0.1

has_details_of_origination_channel
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: Description of the origination channel when "Broker" or "Other" is selected in field "Channel of Origination"
comment: EBA 1.1 Field Index: 7.003
version info: 0.1

has_distribution_made_to_the_seller
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: boolean
comment: EBA 1.1 Field Index: 3.088
comment: Indicator as to whether a distribution has been made to the seller
version info: 0.1

has_early_redemption_penalty
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: decimal
comment: Additional charge on the early redemption made by the Counterparty according to the Loan Agreement and applicable as of the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.052
version info: 0.1

has_eligibility_for_deposit_to_offset
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: boolean
comment: EBA 1.1 Field Index: 3.073
comment: Indicator as to whether the deposit held with the Institution can be used to pay down the loan
version info: 0.1

has_employment_status
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Counterparty
range: Datatype
  one of: Employed
  one of: Employed with partial support (company subsidy)
  one of: Other
  one of: Pensioner
  one of: Protected life-time employment (civil servant)
  one of: Self-employed
  one of: Student
  one of: Unemployed
comment: EBA 1.1 Field Index: 3.019
comment: Employment status of the Private Individual Counterparty
version info: 0.1

has_end_date_of_current_fixed_interest_period
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the current fixed interest period ends according to the Loan Agreement and applicable as at the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.04
version info: 0.1

has_end_date_of_forbearance
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Forbearance
range: dateTime
comment: Date that the current forbearance arrangement ends
comment: EBA 1.1 Field Index: 10.01
version info: 0.1

has_end_date_of_interest_grace_period
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the interest payment ends postponement according to the Loan Agreement and applicable as of the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.048
version info: 0.1

has_end_date_of_interest_only_period
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the interest repayment only period ends according to the current Loan Agreement and applicable as at the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.038
version info: 0.1

has_end_date_of_principal_grace_period
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the principal payment ends postponement according to the Loan Agreement and applicable as of the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.046
version info: 0.1

has_end_date_of_subsidy
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the current subsidy ends
comment: EBA 1.1 Field Index: 7.099
version info: 0.1

has_enforcement_description
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Enforcement
range: string
comment: Comments or description of the stage of enforcement
comment: EBA 1.1 Field Index: 16.005
version info: 0.1

has_enforcement_status
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Collateral
range: boolean
comment: EBA 1.1 Field Index: 14.035
comment: Status of the enforcement process that the Collateral is currently in as at cut-off date, e.g. if it is in receivership
version info: 0.1

has_enforcement_status_third_parties
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Collateral
range: boolean
comment: EBA 1.1 Field Index: 14.036
comment: Indicator as to whether any other secured creditors have taken steps to enforce security over the asset? (Y/N)
version info: 0.1

has_engine_size
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: decimal
comment: EBA 1.1 Field Index: 14.03
comment: Engine size (litres) of the Collateral
version info: 0.1

has_estimated_annual_void_cost
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: Additional costs to "Current Opex And Overheads" when the Units are vacant
comment: EBA 1.1 Field Index: 11.047
version info: 0.1

has_estimated_rental_void
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.046
comment: Estimated number of months the property is expected to be void
version info: 0.1

has_estimated_useful_life
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Collateral
range: decimal
comment: EBA 1.1 Field Index: 14.026
comment: Estimated remaining useful life as at cut-off date
version info: 0.1

has_eviction_date
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: dateTime
comment: Date that the Counterparty is evicted
comment: EBA 1.1 Field Index: 3.098
version info: 0.1

has_external_credit_rating_at_origination
type: DatatypeProperty
sub property of: Important
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: EBA 1.1 Field Index: 7.088
comment: External credit rating issued to the Loan applicable at the point of time when the counterparty became a customer. In case several ratings are assigned, the approach described in Art. 138 of the CRR applies.
version info: 0.1

has_external_credit_scoring_at_origination
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.026
comment: External credit scoring issued to the Private Individual Counterparty at loan origination
version info: 0.1

has_fees_of_receivership
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: Annual fees charged by the receiver
comment: EBA 1.1 Field Index: 16.036
version info: 0.1

has_final_bullet_repayment
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.012
comment: Total amount of principal repayment to be paid at the maturity date of the loan
version info: 0.1

has_financial_statements_type
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: Datatype
  one of: Consolidated
  one of: Counterparty level
comment: EBA 1.1 Field Index: 3.043
comment: Indicator as to whether the financial statements have been prepared at the Consolidated or at the Counterparty level
version info: 0.1

has_financials_audited
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: boolean
comment: EBA 1.1 Field Index: 3.059
comment: Indicator as to whether the financial statements have been audited or not by the Corporate Counterparty
version info: 0.1

has_first_auction_date
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: Date that the first auction has been performed in order to sell the Property / Collateral
comment: EBA 1.1 Field Index: 16.024
version info: 0.1

has_fixed_assets
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: Amount of fixed assets held by the Corporate Counterparty as per the latest available financial statements
comment: EBA 1.1 Field Index: 3.049
version info: 0.1

has_funds_remitted_full_date
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: Date that the funds were remitted fully
comment: EBA 1.1 Field Index: 16.032
version info: 0.1

has_funds_remitted_partial_date
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: Date that the funds were remitted partially
comment: EBA 1.1 Field Index: 16.031
version info: 0.1

has_geographic_region_classification
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: string
comment: EBA 1.1 Field Index: 11.011
comment: NUTS3 classification used for the field "Geographic Region of Property", i.e. NUTS3 2013 (1), NUTS3 2010 (2), NUTS3 2006 (3), NUTS3 2003 (4), Other (5)
version info: 0.1

has_geographic_region_of_property
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: string
comment: EBA 1.1 Field Index: 11.01
comment: Province / Region where the Property is located at
version info: 0.1

has_geographic_region_of_registered_location
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.038
comment: Province or Region where the Corporate Counterparty is registered
version info: 0.1

has_geographic_region_of_residence
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.012
comment: Province / Region where the Private Individual Counterparty lives
version info: 0.1

has_governing_law_of_loan_agreement
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: EBA 1.1 Field Index: 7.006
comment: Governing law is the law of the country in which the Loan Agreement was entered into. This does not necessarily correspond to the country where the loan was originated
version info: 0.1

has_gross_sale_proceeds
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: EBA 1.1 Field Index: 16.013
comment: Gross sale proceeds, i.e. sales proceeds and costs incurred from the disposal
version info: 0.1

has_guarantee_amount
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: decimal
comment: Claim amount of the guarantee when "Guarantee" is selected in field "Collateral Type"
comment: EBA 1.1 Field Index: 14.007
version info: 0.1

has_income_selfcertified
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: boolean
comment: EBA 1.1 Field Index: 3.018
comment: Indicator as to whether the Private Individual Counterparty has self-certified their annual income
version info: 0.1

has_indicator_of_counterparty_cooperation
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: boolean
comment: EBA 1.1 Field Index: 3.096
comment: Indicator as to whether the Corporate or Private Individual Counterparty is cooperative or not
version info: 0.1

has_indicator_of_enforcement
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: boolean
comment: EBA 1.1 Field Index: 16.004
comment: Indicator as to whether the Enforcement process has been entered into by a Corporate or Private Individual Counterparty
version info: 0.1

has_indicator_of_receivership
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: boolean
comment: EBA 1.1 Field Index: 16.033
comment: Indicator as to whether the Corporate or Private Individual Counterparty is in Receivership
version info: 0.1

has_industry_segment
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.047
comment: Industry in which the Corporate Counterparty mainly operates
version info: 0.1

has_industry_segment_of_counterparty_group
type: DatatypeProperty
sub property of: Current
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: CounterpartyGroup
range: string
comment: EBA 1.1 Field Index: 2.002
comment: Industry in which the Counterparty Group mainly operates
version info: 0.1

has_initial_estimated_rental_value
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.035
comment: Estimated annual gross rental value of the Unit assessed at loan origination
version info: 0.1

has_initial_residual_valuation_date
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Collateral
range: dateTime
comment: Date at which the initial residual value of the Collateral was assessed, residual value refers to how much the Collateral will be worth at end of the loan term
comment: EBA 1.1 Field Index: 14.013
version info: 0.1

has_initial_residual_value
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: decimal
comment: EBA 1.1 Field Index: 14.012
comment: Estimated residual value of the Collateral at loan origination, residual value refers to how much the Collateral will be worth at end of the loan term
version info: 0.1

has_initial_valuation_amount
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: decimal
comment: EBA 1.1 Field Index: 14.009
comment: Value of the Collateral assessed at loan origination
version info: 0.1

has_insolvency_practitioner_appointed
type: DatatypeProperty
sub property of: Confidential
sub property of: Important
sub property of: Static
domain: Counterparty
range: boolean
comment: EBA 1.1 Field Index: 3.082
comment: Indicator as to whether an insolvency practitioner has been appointed
version info: 0.1

has_insurance
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Enforcement
range: boolean
comment: EBA 1.1 Field Index: 16.037
comment: Indicator as to whether the receiver has insured the Property / Collateral
version info: 0.1

has_insurance_coverage_amount
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: Amount that the insurance covers
comment: EBA 1.1 Field Index: 16.039
version info: 0.1

has_insurance_provider
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Moderate
sub property of: VariableConfidentiality
domain: Enforcement
range: string
comment: EBA 1.1 Field Index: 16.038
comment: Name of the insurance provider
version info: 0.1

has_interest_cap_rate
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.043
comment: Maximum interest rate which can be charged on the Loan as specified in the current Loan Agreement (if applicable)
version info: 0.1

has_interest_floor_rate
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.044
comment: Minimum interest rate of a loan which can be charged on the Loan as specified in the current Loan Agreement (if applicable)
version info: 0.1

has_interest_payment_frequency
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: Datatype
  one of: Annually
  one of: Daily
  one of: Monthly
  one of: Other
  one of: Quarterly
  one of: Semi-Annually
comment: EBA 1.1 Field Index: 7.061
comment: Frequency of interest payments based on the current Loan Agreement as at the NPL Portfolio Cut-Off Date
version info: 0.1

has_interest_rate_under_forbearance
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Forbearance
range: decimal
comment: EBA 1.1 Field Index: 10.015
comment: Interest rate that the Institution and Counterparty agreed under the current forbearance terms
version info: 0.1

has_interest_reset_interval
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.049
comment: Number of months between two interest reset dates according to the Loan Agreement and applicable as of the NPL Portfolio Cut-Off Date
version info: 0.1

has_internal_credit_rating_at_origination
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: EBA 1.1 Field Index: 7.087
comment: Internal credit rating issued to the Loan applicable at the point of time when the counterparty became a customer and please provide the internal methodology used to decide the rating as a part of the transaction documents
version info: 0.1

has_internal_or_external_initial_valuation
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: PropertyCollateral
range: Datatype
  one of: Internal
  one of: Outsourced
comment: EBA 1.1 Field Index: 11.032
comment: Indicator as to whether the initial valuation was outsourced, or done internally
version info: 0.1

has_internal_or_external_latest_valuation
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: PropertyCollateral
range: Datatype
  one of: Internal
  one of: Outsourced
comment: EBA 1.1 Field Index: 11.038
comment: Indicator as to whether the latest valuation was performed internally or by an external appraiser
version info: 0.1

has_jurisdiction_of_court
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Enforcement
range: string
comment: EBA 1.1 Field Index: 16.002
comment: Location of the court where the case is being heard in
version info: 0.1

has_land_area_m2
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.027
comment: Land area (square metres) of the Property
version info: 0.1

has_last_auction_date
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: Historical
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: Date that the last auction was performed in order to sell the Property / Collateral
comment: EBA 1.1 Field Index: 16.028
version info: 0.1

has_last_covenant_test_date
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the covenant levels were tested last time by the institution
comment: EBA 1.1 Field Index: 7.086
version info: 0.1

has_last_interest_reset_date
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the last interest reset event happened
comment: EBA 1.1 Field Index: 7.05
version info: 0.1

has_last_payment_amount
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Amount of last payment
comment: EBA 1.1 Field Index: 7.056
version info: 0.1

has_last_payment_date
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the last payment was made
comment: EBA 1.1 Field Index: 7.055
version info: 0.1

has_latest_estimated_rental_value
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.041
comment: Estimated annual gross rental value of the Unit when last assessed
version info: 0.1

has_latest_residual_value
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Collateral
range: decimal
comment: EBA 1.1 Field Index: 14.017
comment: Estimated residual value of the Collateral when last assessed, residual value refers to how much the Collateral will be worth at end of the loan term
version info: 0.1

has_latest_valuation_amount
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Collateral
range: decimal
comment: EBA 1.1 Field Index: 14.014
comment: Value of the Collateral when last assessed
version info: 0.1

has_legal_balance
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.022
comment: Total claim amount, i.e. Total Balance + Accrued Interest Balance (Off book)
version info: 0.1

has_legal_balance_at_chargeoff_date
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Balance of the Loan when the Loan has defaulted (CRR Art.178)
comment: EBA 1.1 Field Index: 7.076
version info: 0.1

has_legal_entity_identifier
type: DatatypeProperty
sub property of: Moderate
sub property of: Static
sub property of: VariableConfidentiality
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.035
comment: Global standard 20-character corporate identifier of the Corporate Counterparty
version info: 0.1

has_legal_fees_accrued
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: EBA 1.1 Field Index: 3.1
comment: Total amount of legal fees accrued at the NPL Portfolio Cut-Off Date
version info: 0.1

has_legal_procedure_type
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: Datatype
  one of: Corporate Insolvency Procedures which also include funds
  one of: Corporate Restructuring Procedures which also include funds
  one of: Other
  one of: Partnership Insolvency Procedures
  one of: Partnership Restructuring Procedures
  one of: Private Individual Counterparty Debt Compromise Procedures
  one of: Private Individual Counterparty Insolvency Procedures
comment: EBA 1.1 Field Index: 3.077
comment: Type of insolvency or restructuring process the counterparty is currently in
version info: 0.1

has_loan_commitment
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.024
comment: Total available credit extended as at the NPL Portfolio Cut-Off Date
version info: 0.1

has_loan_covenants
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: Datatype
  one of: Debt Service Coverage Ratio (DSCR) is the ratio of annual net operating income to debt obligations owed in the last 12m
  one of: Interest Coverage Ratio (ICR) is the ratio of earnings before interest and tax to the interest expense in the same period
  one of: Loan to Value (LTV) is the ratio of a loan to the value of the collateral purchased
  one of: Other
comment: EBA 1.1 Field Index: 7.083
comment: List of the covenants as agreed in the current Loan Agreement as at the NPL Portfolio Cut-Off Date (LTV, ICR, DSCR etc.), each in a separate column
version info: 0.1

has_loan_currency
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: Currency which the Loan is expressed in as per latest Loan Agreement
comment: EBA 1.1 Field Index: 7.015
version info: 0.1

has_loan_purpose
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: Datatype
  one of: Asset finance
  one of: Commercial Real Estate (CRE)
  one of: Commercial development
  one of: Consumer lending
  one of: Credit card
  one of: Debt financing
  one of: Margin lending where the Counterparty borrows money to invest in shares or managed funds
  one of: Residential development
  one of: Residential real estate investment
  one of: Residential real estate – owner occupied
  one of: Working capital facility
comment: EBA 1.1 Field Index: 7.008
comment: Ultimate financing purpose of the Loan
version info: 0.1

has_loan_status
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: Datatype
  one of: Non-performing as defined in table F18 in Annex V to Implementing Regulation (EU) No 680/2014
  one of: Performing
comment: EBA 1.1 Field Index: 7.071
comment: Loan status, e.g. performing and non-performing
version info: 0.1

has_manufacturer_of_collateral
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: string
comment: EBA 1.1 Field Index: 14.028
comment: Name used to refer to the manufacturer of the Collateral
version info: 0.1

has_market_capitalisation
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: EBA 1.1 Field Index: 3.056
comment: Market capitalisation of a listed Corporate Counterparty
version info: 0.1

has_marp_applicable
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: boolean
comment: EBA 1.1 Field Index: 7.104
comment: Indicator as to whether the Institution operates a Mortgage Arrears Resolution Process when dealing with Corporates or Private Individual Counterparties in Mortgage Arrears
version info: 0.1

has_marp_entry
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: dateTime
comment: Date loan entered current MARP status
comment: EBA 1.1 Field Index: 7.105
version info: 0.1

has_marp_status
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: Datatype
  one of: Alternative Repayment Arrangement (ARA)
  one of: Exited MARP
  one of: Not in MARP
  one of: Provision 23 - 31 days in arrears
  one of: Provision 24 - Financial difficulty
  one of: Provision 28 - Not co-operating warning
  one of: Provision 29 - Not co-operating
  one of: Provision 42 - Restructure offer
  one of: Provision 45 - Restructure declined by seller
  one of: Provision 47 - Restructure declined by borrower
  one of: Self-Cure
comment: EBA 1.1 Field Index: 7.106
comment: The status of the current Mortgage Arrears Resolution Process; Not in MARP, Exited MARP, Provision 23,24,28,29,42,45,47,Self Cure, Alternative Repayment Arrangement (ARA)
version info: 0.1

has_name_of_counterparty
type: DatatypeProperty
sub property of: Confidential
sub property of: Moderate
sub property of: Static
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.001
comment: Name used to refer to the Counterparty
version info: 0.1

has_name_of_counterparty_group
type: DatatypeProperty
sub property of: Confidential
sub property of: Current
sub property of: Moderate
sub property of: Static
domain: CounterpartyGroup
range: string
comment: EBA 1.1 Field Index: 2.001
comment: Name used to refer to the Counterparty Group
version info: 0.1

has_name_of_external_debt_collection_agent
type: DatatypeProperty
sub property of: Confidential
sub property of: Moderate
sub property of: Static
domain: ExternalCollection
range: string
comment: EBA 1.1 Field Index: 9.003
comment: Name of the external collection agent
version info: 0.1

has_name_of_insolvency_practitioner
type: DatatypeProperty
sub property of: Confidential
sub property of: Important
sub property of: Static
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.084
comment: Name of Insolvency Practitioner
version info: 0.1

has_name_of_insolvencyorrestructuring_proceedings
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.075
comment: Name of any insolvency or restructuring proceedings to which the Counterparty is subject
version info: 0.1

has_name_of_legal_firm
type: DatatypeProperty
sub property of: Confidential
sub property of: Current
sub property of: Moderate
sub property of: Static
domain: Enforcement
range: string
comment: EBA 1.1 Field Index: 16.001
comment: Name of legal firm acting on behalf of the Institution
version info: 0.1

has_name_of_receiver
type: DatatypeProperty
sub property of: Confidential
sub property of: Current
sub property of: Dynamic
sub property of: Moderate
domain: Enforcement
range: string
comment: EBA 1.1 Field Index: 16.034
comment: Name of the receiver appointed
version info: 0.1

has_name_of_sponsor
type: DatatypeProperty
sub property of: Confidential
sub property of: Current
sub property of: Moderate
sub property of: Static
domain: CounterpartyGroup
range: string
comment: EBA 1.1 Field Index: 2.003
comment: Name used to refer to the main decision maker / key individual in relation to the Counterparty Group
version info: 0.1

has_name_or_model_of_collateral
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: string
comment: EBA 1.1 Field Index: 14.029
comment: Name / model of the Collateral
version info: 0.1

has_nationality_of_counterparty
type: DatatypeProperty
sub property of: Confidential
sub property of: Moderate
sub property of: Static
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.009
comment: Main nationality of the Private Individual Counterparty
version info: 0.1

has_net_assets
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: Amount of net assets held by the Corporate Counterparty as per the latest available financial statements
comment: EBA 1.1 Field Index: 3.053
version info: 0.1

has_net_sale_proceeds
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: EBA 1.1 Field Index: 16.015
comment: Net sale proceeds
version info: 0.1

has_new_or_used
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Collateral
range: Datatype
  one of: New
  one of: Used
comment: Condition of the Collateral at loan origination
comment: EBA 1.1 Field Index: 14.031
version info: 0.1

has_next_auction_date
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: Date that the next intended auction has been performed in order to sell the Property / Collateral
comment: EBA 1.1 Field Index: 16.026
version info: 0.1

has_next_interest_reset_date
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the next interest reset event happened
comment: EBA 1.1 Field Index: 7.051
version info: 0.1

has_next_interest_scheduled_repayment_amount
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Amount of next scheduled interest repayment as at the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.058
version info: 0.1

has_next_interest_scheduled_repayment_date
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the next interest repayment is made as at the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.06
version info: 0.1

has_next_principal_scheduled_repayment_amount
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Amount of next scheduled principal repayment as at the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.057
version info: 0.1

has_next_principal_scheduled_repayment_date
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the next principal repayment is made as at the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.059
version info: 0.1

has_nonperforming_reason
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: Datatype
  one of: Defaulted as defined by CRR Art. 178
  one of: Impaired as defined by IFRS 9.5.5 or the applicable accounting standard
  one of: More than 90 days past due
  one of: Unlikely to pay
comment: EBA 1.1 Field Index: 7.072
comment: Main reason why the non-performing status was provided, i.e. impaired (according to the applicable accounting standard), defaulted (CRR Art. 178), more than 90 DPD, unlikely to pay
version info: 0.1

has_notice_for_procedure_termination
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: boolean
comment: EBA 1.1 Field Index: 3.089
comment: Indicator as to whether the notice of the end of the procedure has been given to the seller
version info: 0.1

has_number_of_bedrooms
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.019
comment: Number of bedrooms that the Unit has
version info: 0.1

has_number_of_car_parking_spaces
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.028
comment: Number of car parking spaces relating to the Unit
version info: 0.1

has_number_of_current_judgements
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: EBA 1.1 Field Index: 3.09
comment: Number of outstanding Court Enforcement Orders at the NPL Portfolio Cut-Off Date against the Private Individual Counterparty
version info: 0.1

has_number_of_discharged_judgements
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: EBA 1.1 Field Index: 3.091
comment: Number of discharged Court Enforcement Orders against the Private Individual Counterparty
version info: 0.1

has_number_of_failed_auctions
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: Historical
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: EBA 1.1 Field Index: 16.03
comment: Number of failed previous auctions for the Property / Collateral
version info: 0.1

has_number_of_fte
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: EBA 1.1 Field Index: 3.06
comment: Number of full-time employees (or equivalent) working for the Corporate Counterparty as at the last financial reporting date
version info: 0.1

has_number_of_historical_forbearance
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: Historical
sub property of: NonConfidential
domain: Forbearance
range: decimal
comment: EBA 1.1 Field Index: 10.006
comment: Number of forbearance(s) that happened in the past
version info: 0.1

has_number_of_joint_counterparties
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: decimal
comment: EBA 1.1 Field Index: 3.005
comment: Number of joint Counterparties who jointly own parts of the Loan.
version info: 0.1

has_number_of_lettable_units
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.024
comment: Number of lettable units that the Property has
version info: 0.1

has_number_of_pastdue_events
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.07
comment: Number of times that the Loan was previously categorised as past-due
version info: 0.1

has_number_of_rooms
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.02
comment: Number of rooms that the Unit has excluding kitchen and bathroom(s)
version info: 0.1

has_number_of_units_occupied
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.026
comment: Number of occupied lettable units that the Property has
version info: 0.1

has_number_of_units_vacant
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.025
comment: Number of vacant lettable units that the Property has
version info: 0.1

has_occupation_description
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Counterparty
range: string
comment: Description of the occupation of the Private Individual Counterparty, providing more detail for field "Occupation Type"
comment: EBA 1.1 Field Index: 3.021
version info: 0.1

has_occupation_type
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.02
comment: Main occupation of the Private Individual Counterparty, where (a), (b), (c) or (d) is selected in the field 'Employment Status'
version info: 0.1

has_offer_price
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: EBA 1.1 Field Index: 16.011
comment: The highest price offered by potential buyers
version info: 0.1

has_on_market_offer_date
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: EBA 1.1 Field Index: 16.02
comment: On market offer date
version info: 0.1

has_on_market_price
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: EBA 1.1 Field Index: 16.01
comment: Price of the Property / Collateral for which it is on the market
version info: 0.1

has_option_to_buy_price
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: decimal
comment: Amount the Borrower will pay at the end of the lease in order to take ownership of the Collateral
comment: EBA 1.1 Field Index: 14.021
version info: 0.1

has_original_country_of_registration
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: string
comment: Country that the Collateral was originally registered in
comment: EBA 1.1 Field Index: 14.024
version info: 0.1

has_original_interest_base_rate
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.028
comment: Original base rate of the Loan when "Variable" is selected in field "Original Interest Rate Type"
version info: 0.1

has_original_interest_margin
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.029
comment: Original margin above the base rate at loan origination
version info: 0.1

has_original_interest_rate
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.025
comment: Original total interest rate of the Loan as states in the Loan Agreement and as applicable as of Loan Origination
version info: 0.1

has_original_interest_rate_reference
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: Datatype
  one of: 1m EURIBOR
  one of: 1m LIBOR
  one of: 3m EURIBOR
  one of: 3m LIBOR
  one of: 6m EURIBOR
  one of: 6m LIBOR
  one of: EONIA
  one of: Standard Variable Rate (SVR)
comment: EBA 1.1 Field Index: 7.03
comment: Original interest rate base / reference of the Loan when "Variable" is selected in field "Original Interest Rate Type"
version info: 0.1

has_original_interest_rate_type
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: Datatype
  one of: Fixed
  one of: Mixed
  one of: Variable
comment: EBA 1.1 Field Index: 7.026
comment: Original interest rate type as states in the Loan Agreement and as applicable as of Loan origination i.e. Fixed / Variable / Mixed
version info: 0.1

has_original_maturity_date
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: dateTime
comment: EBA 1.1 Field Index: 7.013
comment: Original contractual maturity date of the Loan
version info: 0.1

has_origination_amount
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.016
comment: Loan amount advanced to the Borrower / drawn down by the Borrower at the origination date on the loan
version info: 0.1

has_other_balances
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Current amount of other outstanding amounts, e.g. other charges, commissions, fees etc., as recognised on the balance sheet
comment: EBA 1.1 Field Index: 7.019
version info: 0.1

has_other_ongoing_enforcement_proceedings
type: DatatypeProperty
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Enforcement
range: string
comment: EBA 1.1 Field Index: 16.043
comment: Further comments / details if there is other proceedings in place
version info: 0.1

has_other_pastdue_amounts
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Accumulated amount of other past-due amounts, e.g. fees, as recognised on balance sheet at NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.065
version info: 0.1

has_other_products_with_institution
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.068
comment: Other products that the Counterparty holds with the Institution that are not included in the NPL Portfolio
version info: 0.1

has_party_liable_for_vat
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: Datatype
  one of: Buyer(s)
  one of: Counterparty
  one of: Institution
comment: EBA 1.1 Field Index: 11.049
comment: Party who is liable to pay the VAT on the disposal of the Unit i.e. the Institution or the buyer(s)
version info: 0.1

has_pastdue_interest_amount
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Accumulated amount of past-due interest as recognised on balance sheet as at NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.064
version info: 0.1

has_pastdue_penalty_interest_margin
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: decimal
comment: Additional margin charged on the past-due portion of the Loan according to the Loan Agreement and applicable as of the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.053
version info: 0.1

has_pastdue_principal_amount
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Accumulated amount of past-due principal as recognised on balance sheet at NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.063
version info: 0.1

has_percentage_complete
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.052
comment: The percentage of development completed since construction started (applicable to Units in development)
version info: 0.1

has_personal_identity_number
type: DatatypeProperty
sub property of: Confidential
sub property of: Moderate
sub property of: Static
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.007
comment: Unique external identifier assigned to the Private Individual Counterparty
version info: 0.1

has_planned_capex_next_12m
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: Current planned CAPEX for the next 12 months
comment: EBA 1.1 Field Index: 11.044
version info: 0.1

has_postcode_of_registered_location
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: VariableConfidentiality
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.04
comment: Postcode where the Corporate Counterparty is registered
version info: 0.1

has_postcode_of_residence
type: DatatypeProperty
sub property of: Confidential
sub property of: Dynamic
sub property of: Moderate
domain: Counterparty
range: string
comment: EBA 1.1 Field Index: 3.014
comment: Postcode where the Private Individual Counterparty lives
version info: 0.1

has_prepare_property_for_sale_date
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: EBA 1.1 Field Index: 16.018
comment: Prepare property for sale date
version info: 0.1

has_principal_balance
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Current amount of outstanding principal as recognised on the balance sheet at Cut-Off Date
comment: EBA 1.1 Field Index: 7.017
version info: 0.1

has_principal_forgiveness
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: ExternalCollection
range: decimal
comment: Amount of the principal that was forgiven by the external collection agent as part of recovery negotiations
comment: EBA 1.1 Field Index: 9.012
version info: 0.1

has_principal_payment_frequency
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: Datatype
  one of: Annually
  one of: Daily
  one of: Monthly
  one of: Other
  one of: Quarterly
  one of: Semi-Annually
comment: EBA 1.1 Field Index: 7.062
comment: Frequency that the principal payment is currently made based on the current Loan Agreement as at the NPL Portfolio Cut-Off Date
version info: 0.1

has_proof_of_claim_filed_by_the_seller
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: boolean
comment: EBA 1.1 Field Index: 3.087
comment: Proof of Claim Filed by the seller
version info: 0.1

has_property_country
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: string
comment: Country of residence where the Property is located at
comment: EBA 1.1 Field Index: 11.013
version info: 0.1

has_property_on_market_date
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: EBA 1.1 Field Index: 16.019
comment: Property on market date
version info: 0.1

has_property_postcode
type: DatatypeProperty
sub property of: Critical
sub property of: Static
sub property of: VariableConfidentiality
domain: PropertyCollateral
range: string
comment: EBA 1.1 Field Index: 11.012
comment: Postcode where the Property is located at
version info: 0.1

has_protection_identifier
type: DatatypeProperty
sub property of: Confidential
sub property of: Critical
sub property of: Current
sub property of: Static
domain: Collateral
range: string
comment: Internal identifier or collateral
version info: 0.1

has_provider_of_latest_valuation
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: VariableConfidentiality
domain: PropertyCollateral
range: string
comment: EBA 1.1 Field Index: 11.04
comment: Name of the external appraiser or managing / estate agent when "Full Appraisal" or "Managing / Estate Agent" is selected in field "Type of Latest Valuation". If the valuation was done internally, please select "Internal"
version info: 0.1

has_purpose_of_property
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: Datatype
  one of: Buy-to-let
  one of: Investment property
  one of: Other
  one of: Owner occupied
comment: EBA 1.1 Field Index: 11.006
comment: Purpose of the Property
version info: 0.1

has_quantity_returned_from_agent
type: DatatypeProperty
sub property of: Current
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: ExternalCollection
range: decimal
comment: Amount of times the at the Loan was received back from the external debt collection agent
comment: EBA 1.1 Field Index: 9.008
version info: 0.1

has_recourse_to_other_assets
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: boolean
comment: EBA 1.1 Field Index: 7.101
comment: Indicator as to whether the Institution has the legal right to access other assets of the Borrower
version info: 0.1

has_register_of_deeds_number
type: DatatypeProperty
sub property of: Important
sub property of: Static
sub property of: VariableConfidentiality
domain: PropertyCollateral
range: string
comment: EBA 1.1 Field Index: 11.002
comment: Registration number of the Property
version info: 0.1

has_registration_number
type: DatatypeProperty
sub property of: Confidential
sub property of: Important
sub property of: Moderate
sub property of: Static
sub property of: VariableConfidentiality
domain: ExternalCollection
range: string
comment: Company registration number of the external collection agent according to the registration with the country specific registration office
comment: EBA 1.1 Field Index: 9.004
version info: 0.1

has_related_party
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: boolean
comment: EBA 1.1 Field Index: 3.066
comment: Indicator as to whether the Counterparty is a related party to the Institution, e.g. Counterparty is an employee of the Institution
version info: 0.1

has_relevant_schemes
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: boolean
comment: EBA 1.1 Field Index: 7.094
comment: Indicator as to whether the Loan is involved with any relevant schemes, e.g. Right to Buy Scheme in UK
version info: 0.1

has_remaining_term_of_leasehold
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: PropertyCollateral
range: decimal
comment: EBA 1.1 Field Index: 11.018
comment: Remaining term of the leasehold when "Leasehold" is selected in field "Tenure"
version info: 0.1

has_repayment_amount_under_forbearance
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Forbearance
range: decimal
comment: EBA 1.1 Field Index: 10.011
comment: Periodic repayment amount that the Institution and Counterparty agreed under the current forbearance terms
version info: 0.1

has_repayment_frequency_under_forbearance
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Forbearance
range: Datatype
  one of: Annually
  one of: Daily
  one of: Monthly
  one of: Other
  one of: Quarterly
  one of: Semi-Annually
comment: EBA 1.1 Field Index: 10.012
comment: Frequency that the repayment under current forbearance terms is made
version info: 0.1

has_repayment_plan
type: DatatypeProperty
sub property of: Critical
sub property of: Future
sub property of: NonConfidential
sub property of: Static
domain: ExternalCollection
range: boolean
comment: EBA 1.1 Field Index: 9.013
comment: Indicator as to whether a repayment plan has been agreed with the external collection agency
version info: 0.1

has_repayment_plan_description
type: DatatypeProperty
sub property of: Future
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: ExternalCollection
range: string
comment: Description of the repayment plan which has been agreed with the external collection agency
comment: EBA 1.1 Field Index: 9.014
version info: 0.1

has_sale_agreed_date
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: EBA 1.1 Field Index: 16.021
comment: Sale agreed date
version info: 0.1

has_sale_agreed_price
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: decimal
comment: Agreed price for the disposal of the Property / Collateral
comment: EBA 1.1 Field Index: 16.012
version info: 0.1

has_sector_of_property
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: Datatype
  one of: Commercial Real Estate
  one of: Residential Real Estate
comment: EBA 1.1 Field Index: 11.003
comment: Sector which the property is used for, e.g. commercial real estate, residential real estate, etc.
version info: 0.1

has_securitised
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: boolean
comment: EBA 1.1 Field Index: 7.082
comment: Indicator as to whether the Loan has been securitised or within covered bond pool
version info: 0.1

has_sheriff_or_bailiff_acquisition_date
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: dateTime
comment: Date that sheriff / bailiff is acquired by the court
comment: EBA 1.1 Field Index: 3.099
version info: 0.1

has_sold_date
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Enforcement
range: dateTime
comment: EBA 1.1 Field Index: 16.023
comment: Sold date
version info: 0.1

has_specialised_product
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: boolean
comment: EBA 1.1 Field Index: 7.093
comment: Indicator as to whether the Loan is a specialised product, e.g. Fractioned Loans in Italy
version info: 0.1

has_stage_reached_in_insolvencyorrestructuring_procedure
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Counterparty
range: Datatype
  one of: A bar date for claims has been issued
  one of: A creditors committee has been formed
  one of: A distribution has been made to secured creditors
  one of: A distribution has been made to unsecured creditors
  one of: A moratorium against enforcement is in place
  one of: A notice of intention to sell secured assets has been given
  one of: A notice of the end of the procedure has been given
  one of: A proof of claim has been filed
  one of: A restructuring plan has been approved
  one of: A restructuring plan has been proposed
comment: EBA 1.1 Field Index: 3.08
comment: Stage Reached in Insolvency/Restructuring procedure
version info: 0.1

has_start_date_of_current_fixed_interest_period
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the current fixed interest period started according to the Loan Agreement and applicable as at the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.039
version info: 0.1

has_start_date_of_forbearance
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Forbearance
range: dateTime
comment: Date that the current forbearance arrangement starts
comment: EBA 1.1 Field Index: 10.009
version info: 0.1

has_start_date_of_interest_grace_period
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the interest payment starts being postponed according to the Loan Agreement and applicable as of the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.047
version info: 0.1

has_start_date_of_interest_only_period
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the interest repayment only period starts according to the most recent Loan Agreement and applicable as the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.037
version info: 0.1

has_start_date_of_principal_grace_period
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the principal payment starts being postponed according to the Loan Agreement and applicable as of the NPL Portfolio Cut-Off Date
comment: EBA 1.1 Field Index: 7.045
version info: 0.1

has_start_date_of_subsidy
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: dateTime
comment: Date that the current subsidy starts
comment: EBA 1.1 Field Index: 7.098
version info: 0.1

has_subsidy
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: boolean
comment: EBA 1.1 Field Index: 7.096
comment: Indicator where contractual payments are subsidised by an external party
version info: 0.1

has_subsidy_amount
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: Amount of the subsidy received
comment: EBA 1.1 Field Index: 7.1
version info: 0.1

has_subsidy_provider
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: string
comment: EBA 1.1 Field Index: 7.097
comment: Name of the external party who provided the subsidy
version info: 0.1

has_syndicated_loan
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: boolean
comment: EBA 1.1 Field Index: 7.079
comment: Indicator as to whether the Loan is provided by a syndicate or consortium of two or more institutions. This means that in the case of a syndicated loan the Institution holds less than 100% of the total loan
version info: 0.1

has_syndicated_portion
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.08
comment: Percentage of the portion held by the Institution when "Yes" is selected in field "Syndicated Loan"
version info: 0.1

has_tenure
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: Datatype
  one of: Freehold
  one of: Leasehold
  one of: Other
comment: Conditions that the Property is held or occupied, e.g. freehold and leasehold
comment: EBA 1.1 Field Index: 11.017
version info: 0.1

has_time_in_pastdue
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.069
comment: Total number of months that the Loan has been in past-due in the past 12 months
version info: 0.1

has_total_assets
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: Amount of total assets held by the Corporate Counterparty as per the latest available financial statements
comment: EBA 1.1 Field Index: 3.052
version info: 0.1

has_total_balance
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.02
comment: Total unpaid balance, i.e. Principal Balance + Accrued Interest Balance (On book) + Other Balances
version info: 0.1

has_total_debt
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: Amount of total debt held by the Corporate Counterparty as per the latest available financial statements
comment: EBA 1.1 Field Index: 3.055
version info: 0.1

has_total_liabilities
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: Counterparty
range: decimal
comment: Amount of total liabilities held by the Corporate Counterparty on the balance sheet as defined by the applicable accounting standard as per the latest available financial statements
comment: EBA 1.1 Field Index: 3.054
version info: 0.1

has_total_pastdue_amount
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Loan
range: decimal
comment: EBA 1.1 Field Index: 7.066
comment: Total past-due amount, i.e. Past-Due Principal Amount + Past-Due Interest Amount + Other Past-Due Amount
version info: 0.1

has_trigger_levels_of_loan_covenants
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Loan
range: decimal
comment: Corresponding trigger levels as agreed in the Loan Agreement, as at the NPL Portfolio Cut-Off Date, each in a separate column
comment: EBA 1.1 Field Index: 7.084
version info: 0.1

has_type_of_forbearance
type: DatatypeProperty
sub property of: Critical
sub property of: Current
sub property of: Dynamic
sub property of: NonConfidential
domain: Forbearance
range: Datatype
  one of: Amortisation change
  one of: Capitalisation of costs advanced: which is insurance and ground rent
  one of: Capitalisation of interest
  one of: Combination
  one of: Loan maturity date extension
  one of: Other
  one of: Principal write-off
  one of: Temporary rate reduction
comment: EBA 1.1 Field Index: 10.003
comment: Type of current forbearance
version info: 0.1

has_type_of_identifier
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: ExternalCollection
range: Datatype
  one of: Counterparty
  one of: Loan
comment: EBA 1.1 Field Index: 9.0
comment: Indicator as to whether the external collections have been prepared on a Counterparty level or on a Loan Level
version info: 0.1

has_type_of_initial_valuation
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: Datatype
  one of: Automated Valuation Model
  one of: Counterparties Valuation
  one of: Desktop
  one of: Drive-by
  one of: Full Appraisal
  one of: Hair Cut
  one of: Indexed
  one of: Managing or Estate Agent
  one of: Mark to market
  one of: Other
  one of: Purchase Price
comment: EBA 1.1 Field Index: 14.011
comment: Type of the initial valuation
version info: 0.1

has_type_of_latest_valuation
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: Collateral
range: Datatype
  one of: Automated Valuation Model
  one of: Counterparties Valuation
  one of: Desktop
  one of: Drive-by
  one of: Full Appraisal
  one of: Hair Cut
  one of: Indexed
  one of: Managing or Estate Agent
  one of: Mark to market
  one of: Other
  one of: Purchase Price
comment: EBA 1.1 Field Index: 14.016
comment: Type of the latest valuation for the Collateral
version info: 0.1

has_type_of_legal_owner
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: Datatype
  one of: Listed Corporate is a Corporate entity whose shares are quoted and traded on a Stock Exchange
  one of: Listed Fund is a fund whose shares are quoted and traded on a Stock exchange
  one of: Partnership is where the Sponsor constitutes a group of individuals who form a legal partnership where profits and liabilities are shared
  one of: Private Individual
  one of: Unlisted Corporate is a Corporate entity whose shares are not quoted and traded on a stock exchange
  one of: Unlisted Fund is a fund whose shares are not quoted and traded on a Stock exchange
comment: EBA 1.1 Field Index: 14.002
comment: Type of the legal owner, i.e. Private Individual, Listed Corporate, Unlisted Corporate and Partnership
version info: 0.1

has_type_of_occupancy
type: DatatypeProperty
sub property of: Critical
sub property of: Dynamic
sub property of: NonConfidential
domain: PropertyCollateral
range: Datatype
  one of: Other
  one of: Owner-occupied
  one of: Partially owner-occupied Defined as a property that is partly rented
  one of: Tenanted
  one of: Vacant
comment: EBA 1.1 Field Index: 11.005
comment: Type of occupancy, i.e. owner occupied, tenanted, not tenanted
version info: 0.1

has_type_of_personal_identity_number
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Counterparty
range: Datatype
  one of: National Insurance Number
  one of: National tax number
  one of: Other
  one of: Passport Number
comment: EBA 1.1 Field Index: 3.008
comment: Type of the personal identity number entered in field "Personal Identity Number", e.g. National Insurance Number, Passport Number, National Tax Number
version info: 0.1

has_type_of_property
type: DatatypeProperty
sub property of: Critical
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: Datatype
  one of: Apartment
  one of: Bar / Pub
  one of: Car Park
  one of: Caravan Park
  one of: Commercial centre
  one of: Detached house
  one of: Health Care
  one of: High street retail
  one of: Hospitality / Hotel
  one of: Industrial
  one of: Land - permit
  one of: Land - zoning
  one of: Land – agriculture
  one of: Leisure
  one of: Mixed Use
  one of: Multifamily
  one of: Office
  one of: Other
  one of: Restaurant
  one of: Retail
  one of: Self-Storage
  one of: Semi-detached house
  one of: Terrace
  one of: Warehouse
comment: EBA 1.1 Field Index: 11.004
comment: Type of the Property, e.g. Apartment, Semi Detached House, Terraced House, Land, etc.
version info: 0.1

has_type_of_reversion_interest_rate
type: DatatypeProperty
sub property of: Dynamic
sub property of: Moderate
sub property of: NonConfidential
domain: Loan
range: string
comment: EBA 1.1 Field Index: 7.041
comment: Type of reversion interest rate after the fixed interest period according to the Loan Agreement and applicable as of the NPL Portfolio Cur-Off Date, reversion means that after the interest fixed period the Institution would revert the rate to a different type, e.g. the Institution's Standard Variable Rate
version info: 0.1

has_type_of_sponsor
type: DatatypeProperty
sub property of: Current
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: CounterpartyGroup
range: Datatype
  one of: Listed Corporate is a Corporate entity whose shares are quoted and traded on a Stock Exchange
  one of: Listed Fund is a fund whose shares are quoted and traded on a Stock exchange
  one of: Partnership is where the Sponsor constitutes a group of individuals who form a legal partnership where profits and liabilities are shared
  one of: Private Individual
  one of: Unlisted Corporate is a Corporate entity whose shares are not quoted and traded on a stock exchange
  one of: Unlisted Fund is a fund whose shares are not quoted and traded on a Stock exchange
comment: EBA 1.1 Field Index: 2.004
comment: Type of entity the sponsor is i.e. Listed Corporate, Unlisted Corporate, Listed Fund, Unlisted Fund and High Net Worth Individual
version info: 0.1

has_value_of_energy_performance_certificate
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: Datatype
  one of: A
  one of: B
  one of: C
  one of: D
  one of: E
  one of: F
  one of: G
comment: EBA 1.1 Field Index: 11.053
comment: Value stated on Energy Performance Certificate
version info: 0.1

has_vat_payable
type: DatatypeProperty
sub property of: Dynamic
sub property of: Important
sub property of: NonConfidential
domain: PropertyCollateral
range: boolean
comment: EBA 1.1 Field Index: 11.048
comment: Indicator as to whether the VAT is payable on the disposal of the Unit
version info: 0.1

has_year_of_construction
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: dateTime
comment: EBA 1.1 Field Index: 11.015
comment: Year that the Property was completed and refurbished
version info: 0.1

has_year_of_manufacture
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: dateTime
comment: EBA 1.1 Field Index: 14.027
comment: Year that the Collateral was manufactured / first sold
version info: 0.1

has_year_of_refurbishment
type: DatatypeProperty
sub property of: Important
sub property of: NonConfidential
sub property of: Static
domain: PropertyCollateral
range: dateTime
comment: EBA 1.1 Field Index: 11.016
comment: Year in which the last significantly refurbished was completed
version info: 0.1

has_year_of_registration
type: DatatypeProperty
sub property of: Moderate
sub property of: NonConfidential
sub property of: Static
domain: Collateral
range: dateTime
comment: EBA 1.1 Field Index: 14.022
comment: Year that the Collateral was registered
version info: 0.1

Borrower
type: Class
subclass of: Counterparty
comment: Borrower Class. A sub-class of Counterparty that applies to Lending relations
version info: 0.1

Collateral
type: Class
subclass of: Thing
comment: General Collateral Class
version info: 0.1

CollectionAgent
type: Class
subclass of: Counterparty
comment: Collection Agent class
version info: 0.1

CorporateBorrower
type: Class
subclass of: Borrower
comment: Corporate Borrower Class. A sub-class of Borrower that applies to Corporations
version info: 0.1

CorporateLoan
type: Class
subclass of: Loan
comment: Corporate Loan class
version info: 0.1

Counterparty
type: Class
subclass of: Thing
comment: General Counterparty Class (not necessarily to a credit contract)
version info: 0.1

CounterpartyGroup
type: Class
subclass of: Thing
comment: Counterparty Group Class
version info: 0.1

Enforcement
type: Class
subclass of: Thing
comment: Enforcement Class
version info: 0.1

ExternalCollection
type: Class
subclass of: Thing
comment: External Collection Class
version info: 0.1

Forbearance
type: Class
subclass of: Thing
comment: Forbearance Class
version info: 0.1

IndividualBorrower
type: Class
subclass of: Borrower
comment: Individual Borrower Class. A sub-class of Borrower that applies to Individuals
version info: 0.1

InsolvencyPractitioner
type: Class
subclass of: Counterparty
comment: Insolvency Practitioner Class
version info: 0.1

InsuranceProvider
type: Class
subclass of: Counterparty
comment: Insurance Provider Class
version info: 0.1

Loan
type: Class
subclass of: Thing
comment: Loan class
version info: 0.1

PersonalLoan
type: Class
subclass of: Loan
comment: Personal Loan class
version info: 0.1

PropertyCollateral
type: Class
subclass of: Thing
comment: Property Collateral Class
version info: 0.1

RatingAgency
type: Class
subclass of: Counterparty
comment: Credit Rating Agency Class
version info: 0.1

Receiver
type: Class
subclass of: Counterparty
comment: Receiver Class
version info: 0.1