EBA NPL Lease Table
From Open Risk Manual
Table Fields
Field | Type | Definition |
---|---|---|
Lease identifier | Text | Institution's internal identifier for the Lessee |
Protection identifier | Text | Institution's internal identifier for the Property Collateral |
Rent Coverage Ratio | Number | Ratio to measure how many times over the Private Individual Counterparty could pay the rent using his salary and is calculated by dividing the salary by the rent |
Written Formal Lease | Boolean | Indicator as to whether there is a written formal lease in place |
Start Date of Lease | Date | Date that the current lease starts |
End Date of Lease | Date | Date that the current lease ends |
Lease Break Option | Text | Details of lease break clause |
Type of Lease Break Option | Choice | Type of lease break option |
Currency of Lease | Choice | Currency that the lease is expressed in |
Type of Lease | Choice | Type of the lease agreement with the Counterparty |
Current Annual Passing Rent | Number | Current annual rent paid by the Counterparty based on the lease agreement |
Rent in Past-Due | Number | Amount of rent in past-due as at cut-off date |
Status of Lease Payment | Choice | Current status of the lease payment as at cut-off date |
Last Rent Review Date | Date | Date that the last rent review event happened |
Next Rent Review Date | Date | Date that the next rent review event will happen |
Rent Review Structure | Text | Structure stated in the lease on rent reviews, e.g. the rent is indexed to the area average and can't be decreased |
Rent Review Interval | Number | Number of months between two rent review events |
Deposit Amount | Number | Amount of deposit paid by the Counterparty |
Currency of Deposit | Choice | Currency that the deposit paid by the Counterparty is expressed in |
Disclaimer
- This text is generated automatically. Do not edit manually!
- This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions