ISCO Specialization 3312.2.1 Credit Analyst
From Open Risk Manual
Definition
Credit Analyst: Credit analysts investigate credit applications from customers and evaluate if the applications comply with regulations and guidelines of the financial loan-granting institution. On the basis of credit analyses they advise financial institutions whether customers are loan worthy. They perform tasks such as collecting data on the loan applicant, aquire additional information from other departments or institutions and indicating what sort of agreements the financial institution should reach with the credit applicant. Credit analysts also follow up on the development of the credit portfolio of clients.
Essential Skills
- Obtain Financial Information
- Advise On Risk Management
- Financial Engineering
- Financial Statements
- Advise On Credit Rating
- Maintain Credit History Of Clients
- Maintain Client Debt Records
- Analyse Financial Risk
- Interpret Financial Statements
- Synthesise Financial Information
- Insolvency Law
- Apply Credit Risk Policy
- Debt Classification
- Analyse The Credit History Of Potential Customers
- Perform Debt Investigation
- Analyse Loans
Optional Skills
- Analyse Market Financial Trends
- Investment Analysis
- Accounting
- Stock Market
- Tax Legislation
- Review Investment Portfolios
- Financial Forecasting
- Manage Securities
- Develop Investment Portfolio
- Interview Bank Loanees
- Public Offering
- Examine Credit Ratings
- Budget For Financial Needs
- Interview Techniques
- Banking Activities
Alternative Names
- Credit Clerk
- Analyst Of Credits
