ISCO Occupation Group 4213.1 Pawnbroker

From Open Risk Manual

Definition

Pawnbroker: Pawnbrokers offer loans to clients by securing them with personal objects or items. They assess the personal items given in exchange for the loan, they determine their value and amount of loan available and keep track of inventory assets.

Essential Skills

  • Negotiate On Asset Value
  • Debt Collection Techniques
  • Communicate With Customers
  • Identify Customer'S Needs
  • Handle Financial Transactions
  • Maintain Client Debt Records
  • Analyse Financial Risk
  • Debt Systems
  • Decide On Loan Applications
  • Estimate Value Of Used Goods
  • Collect Customer Data
  • Perform Debt Investigation
  • Manage Pawnshop Inventory
  • Determine Resale Value Of Items
  • Maintain Records Of Financial Transactions
  • Assess Customer Credibility


Optional Skills

  • Estimate Value Of Musical Instruments
  • Perform Market Research
  • Estimate Value Of Used Jewellery And Watches
  • Enforce Customer'S Debt Repayment
  • Calculate Value Of Gems
  • Obtain Financial Information
  • Assess Financial Viability
  • Credit Control Processes


Alternative Names

  • Pawn Agent
  • Loaner
  • Pawn Brokers
  • Pawnshop Manager
  • Pawnshop Operator
  • Pawn Agents
  • Deposit Lender
  • Pawnshop Owner
  • Pawn Broker
  • Pawnbrokers
  • Deposit Lenders


Higher Level