FM SFLP.Debt-To-Income

Definition

Debt-To-Income: DTI is the ratio obtained by dividing the total monthly debt expense by the total monthly income of the Borrower at the time the Mortgage Loan was originated.

Notes

• For values outside the allowable range, or if unknown, or if the mortgage loan is a HARP refinance, this value will be blank.
• The field belongs to the FM SFLP Template

Field Characteristics

• FM SFLP Field Index: 23
• Column Label: DTI
• Data Type: NUMERIC
• Data Maximum Length: 9(2)
• Temporal Classification: Acquisition
• Data Category: Counterparty

Implementation

• openNPL repository

Learn More

• Mortgage Modeling Courses

Discuss

• Commons Mortgage Modeling Discussions
• Commons openNPL Discussions

See Also

• Total Debt Expense Ratio

Disclaimer

This information is provided as is. Refer to the FM SFLP Template for pointers to definitive instructions about hte SFLP data templates