EBA NPL.Loan.Time in PastDue

From Open Risk Manual

Definition of Loan / Time in Past-Due

Loan.Time in Past-Due: Total number of months that the Loan has been in past-due in the past 12 months

  • EBA Field Index 7.069
  • Documentation Entry 191

Description

"Time in Past-Due" is the total number of months that the loan has been in past-due in the past 12 months This is the accumulated number of days (reported in months), which the loan has been Past-Due in the past 12 months. This means that between Past-Due Events the Institution may have received payments from the Counterparty to reduce the amount of the outstanding loan balance. The materiality threshold for a credit obligation past-due is defined by Article 178(6) of the CRR.

Field Characteristics

The field type is a Number.


The field's importance for the Loan Tape is Important.

The field belongs to the EBA NPL Loan Table.

The field applies to all of the 7 EBA NPL Asset Classes.

The field is applicable to all borrower types.

The field is Not Confidential

Disclaimer

  • This text is generated automatically. Do not edit manually!
  • This information is provided as is. Refer to the EBA NPL Template for pointers to definitive instructions